Société Générale / Risk Report - Pillar III

6 CREDIT AND COUNTERPARTY CREDIT RISK QUANTITATIVE INFORMATION

TABLE 34: PERFORMING AND NON-PERFORMING EXPOSURES AND RELATED PROVISIONS (TEMPLATE 4)

31.12.2019

Collateral and financial guarantees received

Accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions

Gross carrying amount/nominal amount

Non-performing exposures – accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions

Performing exposures – accumulated impairment and provisions

Non-performing exposures

Performing exposures

On perfor- ming expo- sures

On non perfor- ming expo- sures

Of which stage 2 (2)

Of which stage 2 (2)

Of which stage 3 (3)

Of which stage 1 (1)

Of which stage 2 (2)

Of which stage 2 (2)

Of which stage 3 (3)

Accu- mulated partial write-off

Of which stage 1 (1)

TOTAL

TOTAL

TOTAL

TOTAL

(In EURm)

Loans and advances 506,295 477,041 29,254 16,014 - 16,014 (1,916) (858) (1,058) (8,835)

- (8,835) (2,134) 241,864 3,524

Central banks

9,103 9,103

0 13 -

13

(0)

(0)

(0)

(13)

-

(13)

-

56

-

General governments 16,680 16,589

91 96 -

96

(2)

(1)

(0)

(53)

-

(53)

(0)

4,055

43

Credit institutions 20,471 20,369 101 19 -

19

(3)

(3)

(0)

(6)

-

(6)

(0)

2,591

1

Other financial corporations 46,125 46,051

74 123 -

123

(7)

(6)

(1)

(74)

-

(74) (1,105)

9,832

1

Non-financial corporations 201,285 192,413 8,873 7,247 - 7,247 (927) (434)

(493) (4,150)

- (4,150)

- 95,100 1,588

Of which

SMEs

32,260 28,297 3,963 3,323 - 3,323 (348) (348)

- (2,007)

- (2,007)

- 21,400

694

Households 212,630 192,515 20,115 8,516 - 8,516 (978) (414)

(563) (4,539)

- (4,539) (1,029) 130,231 1,891

Debt securities 67,116 67,016 100 17 -

17 (11)

(5)

(6)

(8)

-

(8)

-

-

-

Central banks

4,931 4,860

71

-

-

-

(3)

(1)

(2)

-

-

-

-

-

-

General governments 46,778 46,768

10

-

-

-

(6)

(2)

(4)

-

-

-

-

-

-

Credit institutions

7,525 7,525

-

-

-

-

(0)

(0)

-

-

-

-

-

-

-

Other financial corporations 4,020 4,020 Non-financial corporations 3,862 3,843

-

-

-

-

(0)

(0)

-

-

-

-

-

-

-

19 17 -

17

(2)

(1)

(1)

(8)

-

(8)

-

-

-

Off-balance- sheet exposures 326,688 322,985 3,703 1,254 - 1,254 (320) (136) (184)

(320)

- (320)

- 56,523

331

Central banks

252

252

-

-

-

-

(0)

(0)

-

-

-

-

80

-

General governments 3,091 3,091

0

0 -

0

(0)

(0)

-

-

-

-

2,742

-

Credit institutions 84,927 84,615 312

0 -

0 (40)

(1)

(39)

-

-

-

564

-

Other financial corporations 44,412 44,410

2

-

-

-

(3)

(3)

0

-

-

-

5,238

-

Non-financial corporations 177,290 174,443 2,847 1,175 - 1,175 (218) (106)

(112)

(310)

-

(310)

40,795

322

Households 16,716 16,174 542 79 -

79 (59)

(25)

(34)

(10)

-

(10)

7,105

9

TOTAL

900,099 867,042 33,057 17,285 - 17,285 (2,247) (999) (1,248) (9,163)

- (9,163) (2,134) 298,387 3,856

Assets without significant increase in credit risk since initial recognition (1) Assets with significant increase in credit risk since initial recognition, but not impaired (2) Impaired assets (3)

92

PILLAR 3 - 2020 | SOCIETE GENERALE GROUP |