Société Générale / Risk Report - Pillar III

15 OTHER RISKS

ENVIRONMENTAL AND b SOCIAL RISKS

ENVIRONMENTAL AND SOCIAL RISKS 15.4

The Group’s approach in terms of environmental and social issues is set out in Chapter 5 of the 2020 Universal Registration Document (p. 255 and following).

CONDUCT RISK 15.5

The Group is also exposed to conduct risk through all of its core businesses. The Group defines conduct risk as resulting from actions (or inactions) or behaviours of the Bank or its employees, inconsistent with the Group’s Code of Conduct, which may lead to adverse consequences for its stakeholders, or place the Bank’s sustainability or reputation at risk.

Stakeholders include in particular our clients, employees, investors, shareholders, suppliers, the environment, markets and countries in which we operate. See also "Culture and Conduct programme" (see p. 260 and 261 of the 2020 Universal Registration Document).

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| SOCIETE GENERALE GROUP | PILLAR 3 - 2020