Société Générale / Risk Report - Pillar III

6 CREDIT AND COUNTERPARTY CREDIT RISK ADDITIONAL QUANTITATIVE INFORMATION ON b GLOBAL CREDIT RISK (CREDIT b AND b COUNTERPARTY RISK)

TABLE 44: EAD BY GEOGRAPHIC REGION ANDMAIN COUNTRIES AND BY EXPOSURE CLASS

31.12.2019

Breakdown in %

Sovereign Institutions Corporates

Retail

Others

Total

(In EURm)

France

77,805

35,401

110,656

151,942

33,457

409,261

45%

United Kingdom

5,425

10,142

14,159

3,838

4,365

37,930

4%

Germany

7,011

7,207

10,871

8,901

6,494

40,484

4%

Italy

2,914

626

7,134

7,249

4,225

22,147

2%

11,340

911

10,636

207

1,326

24,420

3%

Luxembourg

Spain

1,061

1,836

5,684

707

1,639

10,925

1%

Switzerland

12,009

2,068

4,586

1,275

325

20,263

2%

Other Western European countries

7,123

4,461

22,672

1,840

5,224

41,320

5%

Czech Republic

12,253

1,502

12,791

14,518

978

42,042

5%

Romania

3,687

241

1,823

2,188

3,353

11,292

1%

Other Eastern European countries EU

975

792

3,877

530

396

6,569

1%

2,554

1,806

6,204

3,728

4,164

18,455

2%

Russia

Other Eastern European countries excluding EU

72

585

1,650

140

246

2,692

0%

United States

41,805

19,828

48,477

222

16,406

126,739

14%

Other countries of North America

209

1,975

2,838

100

484

5,606

1%

510

1,862

5,361

91

442

8,265

1%

Latin America and Caribbean

Africa and Middle East

7,669

2,911

15,780

5,668

5,358

37,386

4%

Japan

13,730

2,610

2,714

5

266

19,325 33,042

2% 4%

Asia-Pacific

5,927

10,000

14,803

301

2,011

TOTAL

214,079

106,764

302,714

203,449

91,157 918,164

100%

At the end of 2019, Western Europe, including France, accounted for 66% of total Group exposures (86% as regards the Retail portfolio alone). The EUR 14 billion increase of the Retail customers portfolio mostly comes from France (EUR +12 billion euros).

The EUR 28 billion decrease of the Corporate portfolio is notably driven by France (EUR -9 billion, mainly on commitments as well as loans and receivables), the United Kingdom (EUR -4 billion) but also by Eastern Europe entities (EUR -5 billion, mainly following disposals that occurred over the course of the year).

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