PSA - 2019 Universal Registration Document

CONSOLIDATED FINANCIAL STATEMENTS AT 31 DECEMBER 2019 Notes to the Consolidated Financial Statements at 31 December 2019

Maturities of loans and receivables (2)

31 December 2019

Net “Retail, Corporate and Equivalent”

‘Net “Corporate Dealers”

Total

(in million euros)

Unallocated

-

-

-

Less than one year Two to five years Beyond five years

4 6

75

79

- -

6

-

-

Total gross loans and receivables outstanding

10

75

85

Guarantee deposits on leases

- -

- -

- -

Depreciation

TOTAL NET LOANS AND RECEIVABLES OUTSTANDING

10

75

85

Allowances for credit losses (3)

31/12/2019

31/12/2018

31/12/2017

Retail, Corporate and Equivalent

Retail, Corporate and Equivalent

Retail, Corporate and Equivalent

Corporate Dealer

Corporate Dealer

Corporate Dealer

(in million euros)

Performing loans with no past due balances Performing loans with past due balances and non-performing loans Total gross loans and receivables outstanding Items taken into account in amortised cost calculations and guarantee deposits

9

74

126

62

288

64

1

3

5

4

17

2

10

77

131

66

305

66

- -

-

(14)

-

(28)

-

Depreciation

(2)

(2)

(2)

(7)

(5)

TOTAL NET LOANS AND RECEIVABLES OUTSTANDING

10

75

115

64

270

61

Short-term investments – Financecompanies B. Short-terminvestmentsconsist primarilyof certificatesof depositheld by the securitizationfunds. As at 31 December2019, there is no certificate of deposit. Cash andcash equivalents C. Cash and cash equivalents amounted to €454 millionat 31 December2019 (€466 millionat 31 December2018 and €320 millionat 31 December 2017), including term loans,centralbank deposits,Frenchtreasurybonds and investments inmutual funds.

FINANCING LIABILITIES – FINANCE COMPANIES 13.3.

31/12/2019

31/12/2018

31/12/2017

(in million euros)

Other debt securities and bond debt

231 40 271

253

257 150 407 415 (8) 407 8

Bank borrowings

72

325

Customer deposits

1

3

272

328

Amounts due to Group manufacturing and sales companies

-

(1)

TOTAL

272

327

237

PSA - GROUPE PSA - 2019 UNIVERSAL REGISTRATION DOCUMENT