NATIXIS_REGISTRATION_DOCUMENT_2017

5 FINANCIAL DATA

Parent company financial statements and notes

TRANSACTIONS WITH CUSTOMERS

NOTE 4

2017

2016

(in millions of euros)

Current accounts overdrawn

3,349 1,034

4,721

Commercial loans

850

Other customer loans

108,007 25,104

130,051 24,787

Cash and consumer credit

Equipment loans

4,361 2,726

5,342 3,253

Export credit Home loans

3

2

Reverse repurchased securities

55,417

75,280

Subordinated loans

945

887

Other loans

19,451

20,500

CUSTOMER TRANSACTIONS

112,390

135,622

o/w accrued interest

222

199

The amount of perpetualsubordinatedloans totaled €875 million at December 31, 2017 versus €816 million at December 31, 2016 Restructuredloans as defined in Note 1 amountedto €81 million in performingloans at December 31,2017 versus €289 millionat December 31,2016. Restructured loans as defined in Note 1 recorded as non-performing or irrecoverable loans amounted to €1,575 millionbefore impairment at December 31,2017 versus €2,240 million at December 31, 2016. The amount after impairment amounted to €1,151 million at December 31, 2017 versus€1,672 millionat December 31,2016.

Non-performing loans amounted to €2,839 million at December 31,2017 versus €3,479 millionat December 31,2016 (of which €247 million at December 31, 2017 relating to irrecoverableloans versus€282 millionat December 31,2016). Provisions for non-performing loans totaled -€969 million at December 31, 2017 versus -€1,218 million at December 31, 2016 (of which -€240 million at December 31, 2017 versus -€274 million at December 31, 2016 relating to provisions for irrecoverableloans). Receivables eligible for refinancing with the Banque de France and/or the EuropeanCentral Bank amountedto €1,579 millionat December 31, 2017 versus €1,470 million at December 31, 2016.

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Natixis Registration Document 2017