NATIXIS_REGISTRATION_DOCUMENT_2017

FINANCIAL DATA Consolidated financial statements and notes

AT DECEMBER 31, 2017 R

12.31.2017

12.31.2017 Banking format

Insurance format Total

Gross operating income

Provision for credit losses

Net revenues Expenses

(in millions of euros)

Tax Other items Net income

Premiums written

13,496 13,496

13,496

13,496

Change in unearned premium income

(259)

(259)

(259)

(259)

Earned premiums

13,237 13,237

13,237

13,237

Banking operating income

72

72

72

72

Revenues and income from other activities

174

174

174

174

Other operating income Investment income Investment expenses

47

28

19

47

47

1,758 (210)

1,758 (197)

1,758 (210)

1,758 (210)

(12)

5

Capital gains and losses on disposal of investments (net of reversals, write-downs and amortization) Change in fair value of investments carried at fair value through profit or loss

254

277

277

(24)

254

813

813

813

813

Change in write-downs on investments Investment income (net of expenses)

(25)

(25)

(25)

(25)

2,588

2,625

(12)

2,612

(24)

2,588

Policy benefit expenses

(13,443)

(13,329)

(114)

(13,443)

(13,443)

Reinsurance transfer income Reinsurance transfer expenses Income and expenses net of reinsurance transfers Provision for credit losses Banking operating expenses Amortization of portfolio values and related items Administrative costs Other recurring operating income and expenses Other operating income and expenses Policy acquisition costs

3,031

3,031

3,031

3,031

(3,054)

(3,054)

(3,054)

(3,054)

(22)

(22)

(22)

(22)

(4)

(4)

(4)

(14)

(14)

(14)

(14)

(945)

(728)

(218)

(945)

(945)

(754)

(369)

(384)

(754)

(754)

(316)

(72)

(242)

(316)

(1)

(316)

(4)

(3)

(1)

(4)

(4)

Operating income (loss)

617 (34)

1,612

(967)

645 (34)

(5)

(24)

617 (34)

Finance expenses

(34)

Share in income of associates

14

14

14

Income taxes

(205)

(1)

(1)

(203)

(206)

After-tax income from discontinued activities Non-controlling interests

(55)

(55)

(55)

CONSOLIDATED NET INCOME

336

1,578

(968)

610

(5)

(204)

(65)

336

319

Natixis Registration Document 2017