NATIXIS_REGISTRATION_DOCUMENT_2017

FINANCIAL DATA Consolidated financial statements and notes

Breakdown of collective provisions by business sector 10.2.4

Business sectors (% breakdown)

12.31.2017

12.31.2016

Oil & gas

17.1% 16.8% 16.5%

24.1% 12.2%

Real estate

Retail - Trade

7.7% 6.4% 3.1% 4.9% 2.7% 4.0% 2.5% 8.9% 3.1% 2.8% 2.7% 2.6% 2.5% 1.9% 1.7% 0.7% 2.0% 0.2% 0.8% 1.2% 1.3% 0.0% 0.0%

Electricity Services

5.2% 5.2% 4.1% 4.1% 3.3% 3.3% 3.1% 2.8% 2.6% 2.5% 2.1% 1.9% 1.8% 1.6% 1.3% 1.2% 1.2% 1.1% 0.7% 0.7% 0.0% 0.0%

Holding companies and conglomerates

Pharmaceuticals/Healthcare International trade, commodities

Food

Base industries

Media

Finance

Transportation

Utilities

5

Technology

Tourism/Hotels/Leisure

Consumer goods

Mechanical and electrical engineering

Construction

Administrations

Automotive

Telecommunications

Other

Aerospace/Defense

Securitizations

TOTAL

100.0%

100.0%

Change in collective provisions 10.2.5

Provisions at 01.01.2017

Additions (+) Reversals (-)

Translation adjustments

Provisions at 12.31.2017

(in millions of euros)

By sector By region

302

28 (7)

(12)

318

82

(3)

72

TOTAL

384

21

(15)

390

Provisions as at 01.01.2016

Additions (+) Reversals (-)

Translation adjustments

Provisions at 12.31.2016

(in millions of euros)

By sector By region

289

10

3 1

302

77

5

82

TOTAL

366

15

4

384

Market risk, overall interest rate risk, liquidity risk and structural foreign exchange 10.3 risk The disclosureson the managementof market risk, overall interest rate risk, liquidity risk and structuralforeign exchangerisk required under IFRS 7are presentedin Sections [3.7]and [3.9]of Chapter [3],“Risk and CapitalAdequacy”.

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Natixis Registration Document 2017