NATIXIS_REGISTRATION_DOCUMENT_2017

FINANCIAL DATA Consolidated financial statements and notes

Provisions and impairment 6.16 Summary of provisions and impairment 6.16.1

DECEMBER 31, 2017 R

Reversal (utilized provisions)  (a)

Reversal (surplus provisions)  (b)

Translation adjustments

Changes in scope

01.01.2017

Increase

Other  (c)

12.31.2017

Provisions for impairment deducted from assets Provisions for loans and receivables Impairment losses taken on available-for-sale financial assets Provisions recognized in liabilities Contingency reserves Provisions for current tax Other impairment

3,285

678

(327)

(488)

(98)

27

56

3,132

2,185

462

(324)

(316)

(82)

27

91

2,044

563 536

37

(1) (2)

(75) (98)

(0)

(2)

(7)

515 573

179

(16)

2

(29)

2,268 1,994

342 311

(298) (254)

(194) (185)

(111) (111)

8 8

(22) (21)

1,994 1,742

5

273

32

(43)

(9)

(0)

(1)

252

TOTAL 5,126 The amounts shown in the above table include write-downs of assets held by life insurance companies. They are shown without the impact of changes in insurance company technical reserves. Of which €144 million in reversals used following disposals of receivables made during the year. (a) Of which €10 million in reversals not used following disposals of receivables made during the year. (b) Of which a €3.4 million change in actuarial assumptions for employee benefits recorded directly in other comprehensive income with no (c) recycling. 5,553 1,020 (625) (682) (209) 35 34

Impact on the income statement (in millions of euros)

Charges

Reversals

Net impact

Net revenues

(340) (152)

418 284

78

Operating expenses

132

Impairment and amortization of property, plant and equipment and intangible assets

(0)

1

1

Gross operating income Provision for credit losses

(492) (497)

703 604

211 108

Gains or losses on other assets

-

Pre-tax profit

(989)

1,307

318

Income tax

(32)

53

21

NET INCOME

(1,020)

1,359

339

275

Natixis Registration Document 2017