NATIXIS_REGISTRATION_DOCUMENT_2017

FINANCIAL DATA Consolidated financial statements and notes

6.5.3

Customer loans and receivables

Notes

12.31.2017 138,743 134,167

12.31.2016 142,454 137,920

(in millions of euros)

Outstanding

Performing loans

6.5.3.2

Non-performing loans

4,576

4,534

Provisions

(1,975)

(2,151)

Total net  (a)

136,768

140,303

The fair value of customer loans and receivables is provided in Note 6.7.6. of which €10,850 million for insurance activities at December 31, 2017, and €11,587 million at December 31,2016. (a)

Assets and commitments restructured due to financial difficulties 6.5.3.1 The followingtable lists the financial assets (excludingassets held for trading) and financingcommitmentssubject to amendmentsto originalcontractterms or refinancingconstitutinga concessiongranteddue to the debtor’sfinancialsituation (see Note 5.1) .

12.31.2017

12.31.2016

Gross exposures

Gross exposures

5

Individual impairments and collective provisions

Individual impairments and collective provisions

Restructuring: modifications of terms and conditions

Restructuring: modifications of terms and conditions

Restructuring:

Guarantees received

Restructuring:

Guarantees received

refinancing Total

refinancing Total

(in millions of euros)

Balance sheet

1,656

642 2,298

566 1,030

2,283

834 3,117

717 1,664

Off-balance sheet exposure

34

15 49

2

23

173

20 193

0

3

TOTAL

1,690

658 2,348

568 1,053

2,456

854 3,310

718 1,667

12.31.2017

12.31.2016

Total

Net exposures

Total

Net exposures

Individual impairments and collective provisions

Individual impairments and collective provisions

Non- performing loans

Non- performing loans

Gross exposures

Performing loans

Gross exposures

Performing loans

Total

Total

(in millions of euros)

Total

2,348

568 332

1,448 1,780

3,310

718 566

2,026 2,592

o/w:

France

650 937 145 617

178 268

204 471 463 483 123 136 658 689

740

178 291

271 562 812 902 536 593 407 535

Other EU

287

20 13 31

1,312

410

90 57

North America

8

630 628

31

Other

94

98 128

Performing loans to customers 6.5.3.2

Notes

12.31.2017

12.31.2016

(in millions of euros)

Finance leases

6.5.3.3 6.5.3.4

10,792 65,678

10,133 67,459

Other loans and receivables Current accounts overdrawn Unlisted fixed-income securities

3,795

4,477 3,771

467

Reverse repos

45,209

43,962

Factoring

7,850

7,762

Other

2

1

Accrued interest

375

355

TOTAL

134,168

137,920

255

Natixis Registration Document 2017

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