NATIXIS // 2021 Universal Registration Document

NATIXIS at the heart of BPCE 2024

We want to be part of the three major transitions in our economies: the environmental and ecological transition, the technological transition, and the societal transition that creates new expectations for our customers.

Our ambition for 2024: Activate three main levers:

V Selectively enhance our value proposition to better support our clients and target the highest satisfaction rates V Combine our strengths with the networks to increase our footprint on high-potential segments (e.g. French Midcaps and Healthcare) V Conquer new clients in EMEA, the Americas and Asia-Pacific

DIVERSIFY , for the benefit of ou r cust omers and our developmen t

V Cement our positioning as our clients’ go-to financial partner for their energy transition strategy, by leveraging the expertise of our Green revenues for Natixis V Position ESG at the center of our asset management and insurance activities V Align our balance sheet and our investments on a “net zero” trajectory, in line with the Paris Agreement and the +1.5°C objective, by capitalizing on our existing Green Weighting Factor methodology V Offer our clients responsible finance solutions focused on natural capital and social dimensions V Operate at the highest standards of corporate responsibility, especially regarding our direct impacts on the environment V Continue to invest in the robustness of our infrastructure and of our oversight framework to ensure sustainable growth consistent with our risk appetite V Invest in technology, particularly data and APIs, in order to develop our businesses and enhance our efficiency V Develop the skills of our employees to promote mobility towards the jobs of the future V Evolve and simplify our ways of working to cultivate our agility and collective engagement

COMMIT , to energy transition and r esponsible finance

TRANSFORM , and invest to deliver sustainable value

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021