NATIXIS // 2021 Universal Registration Document

LEGAL AND GENERAL INFORMATION Cross-reference table of the universal registration document

Cross-reference table of 8.9 the universal registration document

Sections of Annex I of European Regulation No. 2017/1129 The following cross-reference table contains the sections provided for in Annex 1 (as referenced in Annex 2) of the Commission Delegated Regulation (EU) No. 2019/980 of March 14, 2019, supplementing Regulation (EU) No. 2017/1129 of the European Parliament and European Council and repealing CommissionRegulation (EC) No. 809/2004, and concerns the pages of this universal registration document containing information about each of said sections.

2021 universal registration document

PERSONS RESPONSIBLE, THIRD PARTY INFORMATION, EXPERT REPORTS AND COMPETENT AUTHORITY APPROVAL

SECTION 1

Item 1.1 Item 1.2 Item 1.3 Item 1.4 Item 1.5

Person responsible

546 546

Declaration of the person responsible

Statement or report attributed to a person as an expert

Information sourced from a third party

Competent authority approval

SECTION 2 SECTION 3 SECTION 4 SECTION 5

Statutory Auditors RISK FACTORS

394

99 to 110

INFORMATION ABOUT THE ISSUER

526

BUSINESS OVERVIEW

Item 5.1 Item 5.2 Item 5.3 Item 5.4 Item 5.5

Principal activities Principal markets

4-5; 20 to 29; 548 4-5; 367 to; 548 238 to 244; 256; 258

Important events in the development of the issuer’s business

Strategy and objectives

8 to 11; 14-15; 459 to 516

Potential dependence on patents or licenses, industrial, commercial or financial contracts or new manufacturing processes Basis for any statements made by the issuer regarding its competitive position

161

Item 5.6 Item 5.7

20 to 29; 238 to 252

Investments

255; 548

SECTION 6

ORGANIZATIONAL STRUCTURE

Item 6.1 Item 6.2

Brief description of the Group and the issuer’s position within the Group

4-5; 18-19 395 to 407

List of significant subsidiaries

SECTION 7

OPERATING AND FINANCIAL REVIEW

132 to 143; 147 to 154; 244 to 252; 548

Item 7.1 Item 7.2

Financial position Operating income

6; 245-246; 263

SECTION 8

CAPITAL RESOURCES

Item 8.1 Item 8.2 Item 8.3 Item 8.4

Information concerning the capital resources (both short term and long term) Sources and amounts of and description of the issuer’s cash flows Information on the borrowing requirements and funding structure of the issuer

164 to 180; 268-269

8

270

147 to 151

Information regarding any restrictions on the use of capital resources that have materially affected, or could materially affect, directly or indirectly, the issuer’s operations Information regarding the anticipated financing sources needed to fulfil commitments referred to in item 5.7.2 of Annex 1

NA

Item 8.5

NA

SECTION 9 SECTION 10 SECTION 11 SECTION 12

REGULATORY ENVIRONMENT

164; 168 to 174; 179 to 183

TREND INFORMATION

256; 258; 274

PROFIT FORECASTS OR ESTIMATES

NA

ADMINISTRATIVE, MANAGEMENT AND SUPERVISORY BODIES AND SENIOR MANAGEMENT

Item 12.1 Item 12.2

Administrative and management bodies

32 to 84

Administrative, management, and supervisory bodies and Senior Management conflicts of interest

68

547

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021