NATIXIS // 2021 Universal Registration Document

7 ACCOUNTABILITY REPORT ENVIRONMENTAL AND SOCIAL RESPONSIBILITY 2021 Managing our direct environmental impact

2021 KEY EVENT A fourth collaborative vegetable garden for Natixis In the summer of 2021, Natixis Assurances inaugurated a fourth collaborative vegetable garden.

In this first year, eight participatory gardening workshops were held from September to December. Fifty employees were trained in permaculture techniques such as mulching the soil, respecting the seasons and combining vegetables. At Christmas, a naturopath/aromatherapist also spoke at a conference.

This garden was devised and designed by around twenty volunteer employees during co-design workshops. With a surface area of 30 m 2 , it brings together 14 varieties of aromatic herbs, 20 tomato plants of 8 varieties, 12 summer vegetable plants, 18 fruit trees, etc. with planting in summer and autumn. There are consequently four collaborative vegetable gardens in the Natixis buildings in Paris, Porto and Charenton-le-Pont, where employees can meet, garden and learn about urban agriculture and biodiversity. These productive green spaces have been designed to respect the principles of circularity and sustainability, drawing inspiration from permaculture. Thus, some of the biowaste from the Company canteen is used as compost, the plantations are organic, and the garden furniture comes from reuse. Every month, events are provided by external experts in urban agriculture. Open houses and the distribution of harvests made it possible to raise the awareness of employees other than the gardeners. In the garden of the Freedom 2 building in Charenton, a biodiversity assessment is carried out twice a year, and this, for the third consecutive year, to measure the biodiversity gains made possible by the creation of a pond, wild meadows, nesting boxes, insect hotels, diversified plantations, and a wildlife corridor. Urbanescence, specializing in urban biodiversity, studies the impact of these actions on flora, fauna and soil macrofauna. The diagnosis establishes a non-exhaustive list of the main species observed on site and formulates ecological issues for each type of space, proposing pro-biodiversity measures in the landscaping of the garden. The garden of the Charenton Liberté 2 building is intended to be both an ecological corridor and a micro nature reserve.

In Porto, the entire production of Natixis’ collaborative vegetable garden was donated to local institutions. In 2021, 45 kg of vegetables were donated. In Frankfurt, for several years, Natixis has been co-financing an apple orchard of heritage local species in the Hesse region. This area is a refuge for many animal and plant species, and feeds endangered birds, insects and wild bees. It thus contributesto the preservationof biodiversity in the region. In addition to these gardens, Natixis has installed six beehives on the roofs of its Parisian buildings. These beehives allow the local production of 111 kg of honey (i.e. 888 jars distributed to Natixis employees and customers) as well as raising employee awareness of biodiversity loss issues and pollination issues. Lastly, in 2021, as was the case in 2020, employeesof the network of ESR correspondents were made aware of the challenges of biodiversity through participatoryworkshops held in The Biodiversity Fresco .

Waste reduction and sorting 7.4.6

Natixis’ waste reduction policy is based on the principle otfhe five Rs: refuse, reduce, reuse, return to the earth, recycle.

Waste reduction and reuse Natixis is taking action to reduce the waste it generates. The Company is committedto a responsibleapproachcalled “Going from disposable to sustainable” with the aim of removing all single-use items, an objective set out in Natixis’ new Strategic Plan for 2024. In 2019, all plastic and disposable cups for water fountains were completely removed from buildings in France and internationally, saving 3.5 million cups per year.

The process continued in 2020 and 2021 with the elimination of plastic water bottles in Dubai, London, Frankfurt, Milan, Porto, Madrid, Moscow and on all Asian international platforms. In France, the phase-out is in progress and remains to be finalized. Lastly, since 2021, always with the aim of reducing its waste at source, Natixis has been working to gradually replace its coffee machines using disposable capsules by coffee bean machines.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021