NATIXIS // 2021 Universal Registration Document

ACCOUNTABILITY REPORT ENVIRONMENTAL AND SOCIAL RESPONSIBILITY 2021 Business line contributions to green and sustainable growth

priority to companies that contribute to the energy and ecological transition. Its commitment covers all its investment portfolios (excluding unit-linked policies). Natixis is involved in several initiatives with other financial institutions seeking to establish industry-wide methodological principles for calculating the carbon footprint of the portfolios managed by banks, insurers and asset managers (including working groups under the UNEP FI). Given the wide variety of its business lines, Natixis is particularly keen to find common principles that will ensure consistency in how it quantifies the carbon footprint of its different activities. These principles will provide a framework in which to establishdetailed targets for reducing this carbon footprint.

Natixis Assurances strengthened its commitment against global warming in 2021 with the objective of placing the investment portfolio on a trajectory of 1.5°C by 2030 with a plateau of 2°C in 2024 (compared to 2030 previously). Natixis Assurances has also raised its investment objective in green assets from 10% to 15% per year, and is now targeting 10% of its total assets under management by 2024 (compared to the previous year). Achieving this last objective requires investing more than €1 billion per year between 2022 and 2024 in green assets. It should be noted that at the end of December 2021, Natixis Assurances had made investments with a positive impact on the climate, representing 19.4% of investments over the year (flows). With this policy, Natixis Assurances intends to encourage and give

Protecting and developing natural capital 7.2.3 Natixis’ biodiversity commitments 7.2.3.1

Natixis is aware of the major issue of the deterioration of natural capital and, as a bank, asset manager and insurer, is committed to taking concrete action to preserve it. The Earth is now facing an unprecedented mass extinction of living species: more than 60% of wild animal populationshave disappeared in the last 40 years (1) . One million animal and plant species are threatenedwith extinctionout of the estimated eight million on the planet (2) . All Natixis financing, Asset Management and Insurance business lines have been involved in a cross-functional discussion of biodiversity issues since 2018, resulting in eight concrete commitments (3) targeted at 100% on its direct and indirect biodiversity impacts. These commitments are part of Natixis’ participation in the act4nature international initiative (4) , and their SMART nature (specific, measurable, additional, relevant, time-bound) was validated by a multi-stakeholderCommittee made up of 16 partners including several environmentalNGOs. Natixis was the first bank involved in the act4nature international initiative to communicate individual SMART commitments in June 2020: include biodiversity in its 2021-2024 strategic plan; 1. support the environmental transition of its customers by 2. systematically integrating biodiversity issues into its sustainable finance offering; measure the impact on the biodiversity of its customers, its 3. financing, some of the assets managed for third parties and real estate investments; integrate biodiversity criteria into the ESG analysis, shareholder 4. dialog for the sectors for which biodiversity is the most important and in real estate investment decisions;

avoid, reduce and offset its impact on biodiversity, whether 5. direct or derived from its financing activities; increase the outstandings of its Asset Management dedicated 6. to natural capital and the protection of water resources to €2 billion by 2023 through investment funds managed by its affiliates Mirova and Thematics AM; train and raise awareness of Natixis employees on biodiversity 7. issues; actively contribute to the emergence of market standards by 8. 2022 to measure and report on the impact of companies in terms of biodiversity, notably through the work of the TNFD. By making these commitments, Natixis includes biodiversity at the center of its ESR system, along with climate change. Aware that reducing its indirect impact is an important lever for contributing to the preservation of natural capital, Natixis places biodiversity at the heart of its discussionswith all its customersand stakeholders.This approach is part of a more global action to support its customers in their environmental transition. Details of Natixis’ individual commitments are available at [https://www.natixis.com/natixis/fr/retrouvez-les-engagements individuels-detailles-pour-la-biodiversite-rqaz5_112023.html] . As part of these commitments, Natixis will publish an overview of its achievements in 2022 on its website.

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Source: WWF. (1) Source: IPBES. (2) https://www.natixis.com/natixis/upload/docs/application/pdf/2020-06/act4nature_engagements_individuels_natixis_fr.pdf. (3) Natixis has been a signatory of the act4nature international initiative since 2018, led by the association Entreprises pour l’Environnement (EpE). In this context, (4) it has committed to the ten collective commitments of the initiative, and to communicate individual commitments. www.act4nature.com

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021