NATIXIS // 2021 Universal Registration Document

7 ACCOUNTABILITY REPORT ENVIRONMENTAL AND SOCIAL RESPONSIBILITY 2021 Business line contributions to green and sustainable growth

Natixis Assurances offers preferential rates to individualswho travel less than 8,000 km per year in their car: this option applies to 28.4% of contracts (275,975 policies), or €103.8 millionin annual premiums in 2021. Savings of up to 30% are offered to electric vehicle owners. The new means of soft urban transport (electric bicycle, electric scooter, gyropod, etc.) can be provided as an option via the residential offer. As part of the support of its customers, eco-driving courses are also offered. In the event of an automobile accident, Natixis Assurances favors repairing damaged parts, or if necessary, replacing them with re-used parts (used parts) rather than newparts.

Ostrum AM managed€19.6 billionof outstandinggreen bonds at the end of December 2021,through its funds and mandates. OstrumAM has invested €359 million in the green bond of the Société du Grand Paris, which finances the Grand Paris Express, which will contribute to the modernization of the existing Paris transport network. Considered the largest infrastructure project in Europe, this investment fully supports the energy transition and is in line with France’s Paris Agreement objectives. In October 2021, Mirova supported SNCF in the development of a short-term green bond issue in line with the Green Bond Principles. This is the very first short-termgreen financing issued under the Euro Commercial Paper (ECP) program. Worth €50 billion and maturing in three months, this transaction aims to finance sustainable investments as well as operations (recycling, pollution control, renewable energy (PPA EnR), etc.) contributing to the ecological transition of SNCF. It is part of its charter dedicated to green financing (“Green Bond Framework”). Mirova also subscribed to this transaction. As well as green bond issuance, since 2018, Natixis has also offered two types of green or sustainable loans: loans earmarked to finance environment-related projects (term loans called “green loans”) and syndicated loans meeting ESG criteria (green revolving credit facilities or green RCF called “sustainability-linked loans” or “ESG-linked loans”). 90 transactionswere finalized in 2021 (including securitizations).Natixis was an ESG structurer for more than half of these transactions. In addition, Natixis structuredone RMBS green in 2021. In 2021, Natixis obtained the following rankings (2) : #3 Global Green/Sustainability-Linked Loan Coordinator, #7 EMEA Sustainability-Linked Loan Bookrunner, #9 Global Green Loans Bookrunner and #4 Americas Green Loan MLA.

Green bonds and green loans 7.2.2.4

Green bond issuers undertake to use the funds raised to finance projects with a positive impact on the environment.Unlike traditional bonds which can finance all the issuer’s activities, a green bond finances traceable investments in measures to improve environmental performance such as energy efficiency, renewable energy, sustainabletransport or water management.As of the end of 2021, the green bonds market totaled $553 billion (1) . Natixis arranged 55 green bond issues in 2021, for a total arranged amount of €6.5 billion, confirming its solid positioningon this market, especially in Europe. Natixis acted as Sole Green Structuring Advisor, Joint Bookrunner and Global Coordinator for the inaugural Green Convertible Bond of Voltalia, an international player in renewable energies. The issue of these green OCEANEs, amounting to €200 millionmaturing in 2025, will make it possible to finance and/or refinance eligible green projects, as defined in Voltalia’s green and sustainable financing framework document. This framework is aligned with the Green Bond Principles. Natixis is also active in green bond investments through its Asset Management affiliates.

2021 KEY EVENT Structuring of the first Green Cat Bond Natixis worked with Generali, as Joint Bookrunner and insurance projects and products. An issue framework Sole SustainabilityCoordinator, for the issue of the first defines the eligible sectors and the refinancing Green Cat Bond. The bond, in the amount of conditions, similarly to a green bond. The collateral €200 million, will make it possible to reinsure any losses provided in the transaction will also be invested in arising from natural disasters in Europe. Generali sustainable securities of the EBRD. undertakes to invest the capital received in green

Source Bloomberg. (1) Source Dealogic. (2)

480

NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021