NATIXIS // 2021 Universal Registration Document

7 ACCOUNTABILITY REPORT ENVIRONMENTAL AND SOCIAL RESPONSIBILITY 2021 Business line contributions to green and sustainable growth

2021 KEY EVENT Natixis supports Repsol in its first issue linked to climate targets In June 2021, Natixis structured the first issue of

the sector. The coupon of the bond is linked to the achievement of targets to reduce Repsol’s carbon intensity (CO 2 e emissions per unit of energy produced).

Repsol’s sustainability-linked bonds (a tranche of €650 million for eight years and one for €600 millionfor twelve years). This issue contributes to the financing of

Repsol has included the following targets: carbon the ambitious energy transition strategy of the Spanish intensity reduction of 12% by 2025 (applicable to the oil group, which is the first company in its sector to 2029 tranche) and a 25% reduction by 2030 (applicable commit to a carbon neutrality objective by 2050. It is to the 2033 tranche), compared to a baseline of 2016. also the first Sustainability-linkedbond with scope 3 in

Natixis has also been active in structuring social impact loans, particularly in the health sector.

2021 KEY EVENTS Social loan structuring Elsan social impact loan

Ramsay social impact loan One of the leaders in private hospitalization and general medicine in Europe, Ramsay Santé has recently increased its collateral trust in June 2021, by signing an additional loan agreement of €98 million, which makes it the one of the largest in the French market (€186 million) and the first to be linked to ESG criteria. Arranged by Natixis (Active Bookrunner and Sustainability Advisor), this long-term financing is backed by collateral on the shares of real estate subsidiaries held by the owner (three private hospitals located in the Paris region, of which Natixis is custodian). This collateral trust is the first on the market to be linked to the environment: its interest rate is linked accordingto a support/penaltysystemthat dependson the degree of achievement of the annual greenhouse gas emission reduction targets. (scope 1 & 2) of the buildings concerned, over the duration of the financing.

Supported by Natixis as SustainabilityCoordinator, the healthcare provider Elsan successfully placed its first sustainability term loan in February 2021. Elsan has built its ESR policy around four major ambitions:proximityto local communities, patient care, eco-performanceand investment in its talents. This financing has made it possible to extend Elsan’s coverage to the whole of France and contributes to the consolidation of the French healthcare system, in coordination with all public and private healthcare players. This sustainable term loan is a first in the private hospital sector in Europe, and has aroused strong interest from investors, for whom the interest in incorporatingESG criteria has increased considerably. This success has also enabled Elsan to apply the Sustainability-Linkedfunctionalityto its entire senior debt range.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021