NATIXIS // 2021 Universal Registration Document

6 INDIVIDUAL FINANCIAL STATEMENTS AT DECEMBER 31, 2021 Impairment of customer loans and receivables on an individual basis

Specific verifications We have also performed, in accordancewith professional standards applicable in France, the specific verificationsrequired by French law and regulations. Information given in the management report and in the other documents on the financial position and the financial statements provided to shareholders We have no matters to report as to the fair presentation and the consistency with the financial statementsof the informationgiven in the management report of the Board of Directors and in the other documents on the financial position and the financial statements provided to shareholders. The fair presentation and the consistency with the financial statements of the information relating to payment terms mentioned in Article D.441-6 of the French Commercial Code leads us to make the following observation: as indicated in the management report, this information does not include banking transactions and related transactions, as your Company considers that they do not fall within the scope of information to be reported. Report on corporate governance We certify the existence, in the section of the management report of the Board of Directors devoted to corporate governance, of the information required under Articles L.225-37-4, L.22-10-10 of the French Commercial Code. Other verifications or information provided for by French law and regulations Format of the annual financial statements included in the annual financial report In accordancewith professional standards on the statutory auditors’ procedures relating to the annual and consolidated financial statements presented using the single European electronic information format, we have also verified compliance with this format defined by the European delegated regulation No. 2019/815 of December 17, 2018 in the presentation of the annual financial statements included in the annual financial report mentioned in I of Article L. 451-1-2 of the French Monetary and Financial Code, prepared under the responsibility of the Chief ExecutiveOfficer. On the basis of our work, we conclude that the presentation of the annual financial statements included in the annual financial report respects, in all material respects, the single European electronic information format.

Appointment of the Statutory Auditors We were appointed Statutory Auditors of Natixis S.A. by the General Shareholders’ Meetings held on May 24, 2016 in the case of PricewaterhouseCoopers Audit, and on June 16, 1998 in the case of Deloitte & Associés (taking into account the mergers of firms that have occurredsince that date). The appointmentwas previouslyheld by other entities of the Deloitte network for which the full history of appointments cannot be established. As at December 31, 2021, PricewaterhouseCoopersAudit was in its sixth year of appointment without interruption. As of that date, the length of Deloitte & Associés’ uninterrupted appointment was over 20 years, including 16 years since the combination of the Ixis business of the Caisse Nationale des Caisses d’Epargne (CNCE) and the Natexis Banques Populaires business of Banque Fédérale des Banques Populaires (BFBP), which on November 17, 2006 resulted in the incorporation of Natixis through the transfer of CNCE’s subsidiary shares and equity investments to the Natexis Banques Populaires entity, which was renamed Natixis. Responsibilities of management and those charged with governance for the parent company financial statements Management is responsible for the preparationand fair presentation of the parent company financial statements in accordance with French accounting principles and for such internal control as management determines is necessary to enable the preparation of parent company financial statements that are free from material misstatement, whether due to fraud or error. In preparing the parent company financial statements, management is responsible for assessing the Company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accountingunless it is expected to liquidate the Company or to cease operations. The Audit Committee is responsible for monitoring the financial reporting process and the effectiveness of internal control and risk management systems and, where applicable, the General Inspection of procedures for preparing and processingaccountingand financial information. The parent company financial statements have been approved by the Board of Directors.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021