NATIXIS // 2021 Universal Registration Document

5 CONSOLIDATED FINANCIAL STATEMENTS AT DECEMBER 31, 2021 Consolidated financial statements and notes

Due to banks and customer deposits 7.14 Amounts due to banks and customer deposits are presented by type of deposit (demand or term deposits). They are measured in accordance with IFRS 9 within other financial liabilities using the amortized cost method.

7.14.1

Amounts due to credit institutions

(in millions of euros) Current accounts Deposits and loans

31/12/2020 (a)

31/12/2021

4,028

5,445

125,801

69,750

Repurchase agreements Security deposits received

5,985

9,129

48

82

Other liabilities

1

1

TOTAL 84,408 Including €4,161 million in the Insurance and Payments business lines classified as “Liabilities related to non-current assets held for sale” at December 31, 2021 (a) (see Notes 1.2 and 7.10). The fair value of debts due to banks is provided in Note 7.5.4. The increase in interbank transactions includes the setting up of 2021. These Money Market transactions were entered into with term loans and borrowings with BPCE in the amount of €54.2 billion separate exercise notice periods between lending transactions and concluded in order to meet the constraints of the long-term liquidity borrowing transactions in order to enable Natixis to comply with a ratio (NSFR: Net Stable Funding Ratio) mandatory as of June 30, minimum ratio of 100%. 135,863

7.14.2

Amounts due to customers

(in millions of euros) Current accounts Deposits and loans

31/12/2020 (a)

31/12/2021

24,741

21,579

7,526

6,876

Repurchase agreements Special savings accounts Factoring accounts Security deposits received Other liabilities

797 174

17

243

1,104

1,069

Accrued interest

12

14

TOTAL 29,798 Including €106.5 million for the Payments business line, classified as “Liabilities related to non-current assets held for sale” at December 31, 2021 (see (a) Notes 1.2 and 7.10). The fair value of customer deposits is presented in Note 7.5.4. 34,355

Debt securities 7.15 Debt securities (interest-bearing notes, interbank market securities, etc.) are broken down by type of security, excluding subordinated securities which are included within “Subordinated debt”.

(in millions of euros)

31/12/2020

31/12/2021

Marketable debt instruments

36,337

33,362

Bonds

1,747

1,650

Other debt securities

640

640

TOTAL

38,723

35,652

The fair value of debt securities is presented in Note 7.5.4.

362

NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021