NATIXIS // 2021 Universal Registration Document

5 CONSOLIDATED FINANCIAL STATEMENTS AT DECEMBER 31, 2021 Consolidated financial statements and notes

(in millions of euros)

31/12/2021

Technical reserves

102,089

Technical reserves relating to insurance policies

54,580 17,696 19,667

Technical reserves relating to unit-linked insurance policies

Technical reserves relating to financial policies with a discretionary profit sharing feature Technical reserves relating to financial policies without a discretionary profit sharing feature Technical reserves relating to unit-linked insurance policies

5,923 4,222

Deferred profit-sharing liabilities

Debts arising from insurance and reInsurance activities Debts arising from insurance and assumed reInsurance activities

11,656

487

Debts arising from ceded reInsurance activities

11,169

Derivatives

2 2

Derivative instruments not eligible for hedge accounting

Hedging derivatives Other liabilities relating to insurance policies TOTAL

113,747

7.10.5

Financial liabilities at fair value through profit or loss

31/12/2021

Financial liabilities designated under the fair value option

Financial liabilities issued for trading

Total

(in millions of euros)

Securities Debt securities Subordinated debt Short sales Repurchased securities Liabilities

5,523

5,523

Due to banks Customer deposits Other liabilities

5,523

5,523

Derivative instruments not eligible for hedge accounting Security deposits received TOTAL

5,523

5,523

7.10.6

Deposits and borrowings from credit institutions and customers

(in millions of euros)

31/12/2021

Deposits and loans due to banks

3,016

Current accounts Deposits and loans

44

1

Repurchase agreements

2,970

Security deposits received Other liabilities Deposits and loans due to customers

120

Current accounts Deposits and loans

30

0

Repurchase agreements Special savings accounts Factoring accounts Security deposits received Other liabilities

89

Accrued interest TOTAL

3,136

358

NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021