NATIXIS // 2021 Universal Registration Document

CONSOLIDATED FINANCIAL STATEMENTS AT DECEMBER 31, 2021 Consolidated financial statements and notes

Consolidated financial statements 5.1 and notes

Consolidated income statement

(in millions of euros)

Notes

31/12/2020

31/12/2021

Interest and similar income Interest and similar expenses Fee and commission income Fee and commission expenses

6.1 6.1 6.2 6.2 6.3 6.4 6.5

2,645

2,940

(1,225)

(1,847)

5,518 (953) 1,531

5,084

(2,028)

Net gains or losses on financial instruments at fair value through profit or loss Net gains or losses on financial instruments at fair value through equity Net gains or losses arising from the derecognition of financial assets at amortized cost

1,002

128

72

(8)

(12)

Net income from Insurance activities

6.11

0

2,034

Income from other activities Expenses from other activities

6.6 6.6

100 (79)

256

(194) 7,306

Net revenues

7,658

Operating expenses

6.7

(5,509)

(5,415)

Depreciation, amortization and provisions for impairment of property, plant and equipment and intangible assets

(349) 1,800 (181) 1,618

(412) 1,478 (851)

5

Gross operating income Provision for credit losses Net operating income Share in income of associates Gains or losses on other assets Change in value of goodwill

6.8

626 (53)

19

6.9

(56)

(187)

0

0

Pre-tax profit

1,582 (452)

386

Income tax

6.10 6.11

(204)

Net income on discontinued operations*

379

0

Net income/(loss) for the period

1,509 1,403

182 101

o/w Group share

o/w attributable to non-controlling interests

106

81

Earnings/(loss) per share (in euros) Net income/(loss) attributable to shareholders (see Note 5.23) – Group share – per share, calculated on the basis of the average number of shares over the period, excluding treasury shares Diluted earnings/(loss) per share (in euros) Net income/(loss) attributable to shareholders (see Note 5.23) – Group share – per share, calculated on the basis of the average number of shares over the period, excluding treasury shares and including shares that could be issued on the exercise of stock options and bonus shares.

0.41

(0.01)

0.41 (0.01) Corresponds to the Insurance and Payments business lines classified as “Discontinued operations” at December 31, 2021 (see Notes 1.2 and 6.11). *

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021