NATIXIS // 2021 Universal Registration Document

NATIXIS OVERVIEW Natixis business lines

supplier to the automotive industry. In the Middle East, Natixis arranged, as MLA Bookrunner, financing of $900 million for the acquisition of 45% of Louis Dreyfus Company by ADQ (Abu Dhabi Development Holding Company), the Abu Dhabi sovereign fund. In Asia, Natixis arranged on behalf of China Three Gorges a bridge loan of $500 millionto support the acquisitionof the entire capital of Alcazar Energy Partners, one of the largest developersand producers of renewable energy in the Middle East and North Africa. In addition, in collaboration with the Advisory & Coverage, Global Trade and Power & Renewables teams, Natixis arranged, as MLA Bookrunner for X-Elio Energy , the first syndicated liquidity facility in Revolving format (RCF senior secured) granted to an independent energy producer in Spain. Also in the energy sector, as Joint Bookrunner and Sole Sustainability Structurer/Coordinator, Natixis arranged the first sustainability-linked high-yield bond issue for an electricity producer and supplier outside Europe: $1.1 billion in the United States issued by NRG Energy . Bond origination With a presence in the main European, American and Asian markets, Natixis supports all types of issuers (corporates, financial institutions, sovereigns/supranationals/agencies),to enable them to obtain financing on the bond markets in euros and in other currencies (£, $, ¥) in the investment grade and high yield, senior secured (covered bonds) and unsecured, hybrid, regulatory subordinated debt and private placements segments, while developing expertise in the ESG format. Activity in the primary bond market was particularly strong in 2021. In this context, Natixis was a key player in the Europeanbond market and ranked second on the League Table “Global EUR Financial Institutions (financial obligations)” and on the League Table “Euro Global Covered Bonds” (source: Dealogic) . Natixis strengthened its positioning in sustainable finance by winning 65 ESG mandates. Natixis managed more than 200 issues in the financial issuers segment. Among other transactions, Natixis acted as sole structurer advisor and sole bookrunner of the BPCE RAC tier 2 issue, the first issue of this type since 2014 (double tranche of 1.75 billion), sole structuring advisor and global coordinator of the AT1 issue of La Banque Postale (750 million), and joint bookrunner of the AT1 issue of Banco Sabadel (500 million). With regard to insurance, Natixis acted as global coordinator of the MACIF/Aéma group’s regulatory capital issues that enabled the financing of the acquisition of Aviva France and Aesio Mutuelle (RT1 tier 2 & tier 3 for a total amount of 1,750 billion), as joint bookrunner of the tier 2 issue of Hannover Re, and tier 2 of Munich Re (an ESG-Sustainability transaction of 1 billion). In the corporate segment, Natixis distinguished itself by managing nearly a hundred transactions. In particular, Natixis acted as joint bookrunner for Air France-KLM(double tranche for a total amount of 800 million), SAUR (ESG-Sustainability issue, double tranche for a total of 750 million), ENEL (3 multi-tranche issuance mandates for a total of 7.8 billion), EDF (ESG-Green issue for 1,850 billion), Indofood ($600 million at 30 years), Fosun (total of $1 billion), ENN – Natural Gaz ($800 million), and Ascendas Real Estate Investment Trust (seven years for $300 million). In addition, Natixis participated in hybrid debt issues as joint-bookrunner for Veolia (500 million) and Telefonica (750 million).

Investment Banking 1.2.2.3 The goal of the Investment Banking business line is to strengthen strategic dialog with clients by offering them the best possible combination of solutions to meet their financing needs. Accordingly, it includes acquisition & strategic finance, financing on the primary markets for bonds and equities, financial engineering applied to listed holdings (strategic equity capital markets transactions – a team reporting both to the Head of Investment Banking and that of global markets). It also includes financial structure and rating advisory services. Acquisition & Strategic finance Natixis is a world-class player in strategic and acquisition finance, with over 25 years of experience in the sector and offices in the EMEA region (Paris, London, Milan, Madrid and Dubai), Asia-Pacific (Hong Kong and Sydney) and the United States (New York). It offers corporate clients, investment funds, family offices and institutional clients a full range of financing solutions (bonds, loans, private placements) for their various strategic requirements, including acquisitions, shareholder restructuring, investments, debt financing, post-IPO financing, etc. In 2021, Natixis was named No. 1 bookrunner for sponsored loans in France (source: Dealogic) and No. 6 in the EMEA region (source: Refinitiv) . Natixis arranges tailor-made financing solutions by drawing on all its consulting (mergers and acquisitions, ratings and Green/ESG) and origination expertise on the primary equity and bond markets. It is also recognized for its structuringand placement capacity, thanks to its dedicated syndication and secondary-market teams. In a context of economic recovery, the acquisition& strategic finance teams (ASF) have been involved in multiple transactions in France and abroad, in diversifiedsectorswith particularlystrongmomentum in the fields of health, telecommunications and infrastructure, particularly renewable energies. In a very promising context for mergers and acquisitions, 2021 saw strong growth in the Leverage Finance market for both loans and high-yield bond issues, particularly in Europe. For example, in the healthcare sector, ASF supported the EQT investment fund for the acquisition of Cerba Healthcare (a French medical biology group) with the establishment of financing of €2.6 billion as Physical Bookrunner on the Term Loan tranche and Joint Lead Bookrunneron the bond tranches. Natixis also arranged financingof €185 millionby being sole Underwriter and Bookrunner for the acquisition of Bianalisi (Italian laboratories and clinics group) by Charme Capital Partners. In the telecommunications sector, ASF has distinguished itself in Australia by financing the delisting of Vocus Group , acquired by the Macquarie Infrastructureand Real Assets (MIRA) consortium and Aware Super (Australian pension fund). The funding of AUS$2.15 billion is historically the largest “Term Loan B Cov-lite” made in Australia. In France, acting as Global Coordinator, Natixis Structured Financing of €1.9 billion on behalf of ICG at the time of the acquisition of Circet , a French provider of telecommunications infrastructure services in Europe. Natixis teams have supported many companies in the financing of their acquisitions, particularly cross-border one. In France, Natixis acted as co-advisor for the financing of Faurecia in the context of its acquisition of a 60% stake in Hella (an automotive subcontractor listed in Frankfurt), which created the world’s seventh largest

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021