NATIXIS // 2021 Universal Registration Document

3 RISK FACTORS, RISK MANAGEMENT AND PILLAR III Basel 3 Pillar III disclosures

Net stable financing ratio (EU LIQ2)

Unweighted value by residual maturity

No deadline

6 months to < 1 year

Weighted value

(in currency)

< 6 months

≥ 1 year

Available stable funding items 1

19,159 19,159

0 0 0

0 0 0

3,989 3,989

23,148 23,148

Capital items and instruments

2 3 4 5 6 7 8 9

Capital

Other capital instruments Retail customer deposits

0 0 0 0 0 0 0 0 0 0

0 0 0 0

0

2,466

27

2,243

Stable deposits

0

0

0

Less stable deposits Wholesale funding: Operational deposits Other wholesale funding Interdependent liabilities

2,466

27

2,243

221,443

27,974

95,317

126,137

5,823

0

0

357

215,620

27,974

95,317

125,780

10 11 12

0

0

0

0

Other commitments

2,184

199

2,609

2,708

Derivative commitments affecting the NSFR

0

0

0

0

All other capital commitments and capital instruments not included in the above categories.

13

0 0

2,184

199

2,609

2,708

14 Total available stable funding

0

0

0

154,236

Required stable funding items 15

Total High Quality Liquid Assets (HQLA)

0

0

0

0

14,638

Encumbered assets with a residual maturity of one year or more in a cover pool Deposits held with other financial institutions for operational purposes Performing securities financing transactions with financial clients secured by high quality Level 1 liquid assets subject to a 0% discount. Performing securities financing transactions with financial clients secured by other assets and loans and advances to financial institutions Performing loans to non-financial companies, performing loans to retail customers and small businesses, and performing loans to sovereigns and public sector entities, including: With a risk weighting less than or equal to 35% according to the standard Basel 2 approach for credit risk With a risk weighting less than or equal to 35% according to the standard Basel 2 approach for credit risk Other loans and securities that are not in default and are not considered high quality liquid assets, including equities traded on the stock market and commercial loan income recorded on the balance sheet Performing loans and securities: Performing residential loans, of which:

EU-15a

0

0

0

0

0

16 17

0 0

325

0

0

163

149,507

13,006

99,631

112,794

18

0

30,404

697

1,823

2,495

19

0

98,069

7,009

27,233

39,117

20

0

13,864

4,705

37,662

41,558

21 22

0 0

107

38

1,738

1,810

0

0

0

0

23

0

0

0

0

0

24 25 26 27

0 0 0 0

7,170

596

32,914

29,623

Interdependent assets

0

0

0

0

Other assets:

28,104

1,159

8,211

16,699

Commodities physically traded

0

0

0

0

Assets provided as initial margin in derivative contracts and as contributions to CCP default funds

28 29

0 0

4,943 2,767

0 0

0 0

4,202 2,767

Derivative assets affecting the NSFR

Derivative commitments affecting the NSFR before deduction of the variation margin provided

30 31 32

0 0 0 0 0

17,796

0

0

890

All other assets not falling within the above classes

2,598

1,159

8,211

8,840 3,214

Off-balance sheet items

94,515

0 0 0

0 0 0

33 Total required stable funding 34 Net stable funding ratio (%)

0 0

147,513 104.6%

230

NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021

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