NATIXIS // 2021 Universal Registration Document

1 NATIXIS OVERVIEW Natixis business lines

Natixis Interépargne 1.2.1.3 Natixis Interépargne, Groupe BPCE’s reference in employee savings and pension plans, supports companiesof all sizes in setting up and managing their employee savings and pension savings plans, as well as their employee shareholding to make them a driver of performance. A pioneer in innovation for more than 50 years, its ability to adapt to a constantly changing environment and uses allows it to offer full access to a whole range of employee savings and supplementary pension solutions: company savings plans, company pension savings plans in securities account format or in insurance format (in partnership with Arial CNP Assurances). It relies on the financial management offers of Natixis Investment Managers, a specialist in the active management of employee savings. Corporate & Investment Banking serves corporate clients, financial institutions, institutional investors, financial sponsors, public sector entities and the Groupe BPCE networks. It advises them and develops innovative tailor-made solutions to support their strategy by drawing on the full range of its expertise in consultancy, investment banking, financing, commercial banking and on the capital markets. Corporate & Investment Banking has a cross-functional Advisory & Coverage team dedicated to covering Natixis clients. Since 2021, the teamhas brought together bankers and sector experts within the same team. This team has a strong regional presence in France and is supported internationally by all of Natixis’ teams of experts. This structure encourages high responsiveness, close, personalized working relationships and in-depth strategic dialog with clients over the long term. Corporate & Investment Banking’s areas of expertise are: Capital Markets: a wide range of diversified, standardand bespoke V products and solutions on the fixed income, credit, forex, commodities and equities markets; Financing: origination, arrangement and syndication of vanilla, V classic and structured financing, as well as portfolio management for all financing under an originate-to-distribute (O2D) model; Global Trade: cash management, trade finance, export finance and V commodity trade solutions; Investment Banking: acquisition & strategic finance, financing on V the primary markets for bonds and equities, financial engineering applied to holdings, and financial structure and rating advisory services; Mergers & Acquisitions: preparation and execution of disposals V and mergers, fund-raising, restructuring and capitapl rotection. Corporate & Investment Banking 1.2.2 As of December 31,2021, Corporate& InvestmentBanking (CIB) had 3,864 employees (FTEs) in 26 countries around the world: 36.3% of which in France, and 63.7% internationally.

In 2021, Natixis Interépargne consolidated its position as a leading player in employee savings and pension savings plans with more than 74,000 corporateclients, over three million savers (1) and 26.7% market share in employee savings. With a 24.6% share of the SRI employee and pension savings market (2) , Natixis Interépargne has consolidated its position as a leader in employee savings through Socially Responsible Investment. Natixis Interépargne is delivering long-term performance thanks to the quality and consistency of its range and the constant work of management teams. In 2021 it was awarded second place at the Corbeilles de l’Épargne Salariale 2021 in the Corbeille Long Terme Épargne Salariale category and the certificate for the best management of diversified funds. 2021 also marked the development of the pension savings offer for companies, with 11,804 collective company pension savings plans (3) subscribed. These areas of expertise are adapted locally across the following three international platforms : Americas: Argentina, Brazil, Canada, Chile, Colombia, Mexico, Peru V and the United States; Asia-Pacific: Australia, China, Hong Kong, India, Indonesia, Japan, V Malaysia, Singapore, South Korea, Taiwan and Thailand; EMEA (Europe, the Middle East and Africa): Egypt, France, V Germany, Italy, Russia, Saudi Arabia, Spain, the United Arab Emirates, and the United Kingdom. In 2021, Natixis was marked by three significant events: the reorganization of Natixis and Groupe BPCE, the launch of the 2024 strategic plan, and a very good performance. As a result, Corporate& InvestmentBanking under the name "Natixis Corporate & Investment Banking - Natixis CIB" will join Groupe BPCE's (4) new "Global Financial Services" (GFS) division in 2022, also with Asset & Wealth Management ("Natixis Investment Managers"). In addition, Groupe BPCE launched its new BPCE 2024 strategicplan. Within Corporate and Investment Banking', it will be deployed in the following areas: Diversify clients, expertise and geographies: by expanding into V eight core industries (Energy, Metals and Mining, Real Estate, Transport, Telecomand Tech., Environment,Health, Insurance); By increasing the support for corporate clients, including medium-sized companies, with a commercial banking offer, while continuing to develop our special relationship with institutional clients; By reasserting our global dimension and our ability to support our clients on the American platforms and in the Asia-Pacific region. By being the financial partner of choice for our clients for their V energy transition: By aligning our portfolio with a +2.5°C climate trajectory by 2024, then +1.5°C by 2050 and by using the unique Green Weighting Factor methodology; By broadening the dynamic to include social dimensions, natural resources and biodiversity. By investing to strengthen robustness, competitiveness and V attractiveness: By accelerating investments in technology, to strengthen time to market and operational efficiency; By attracting talent; By developing the Natixis Corporate & Investment Banking brand. In terms of performance, Corporate & Investment Banking benefited from strong commercial activity and a decrease in the cost of risk.

Association Française de Gestion – December 31, 2021. (1) Association Française de Gestion – December 31, 2020. (2) Natixis Interépargne - 12/31/2021. (3) For more details on the project, please refer to Note [1.2.2] of the notes to the consolidated financial statements in Chapter [5] of this Universal Registration Document. (4)

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021