NATIXIS // 2021 Universal Registration Document

INTERVIEW

Nicolas Namias, Chief Executive Officer of Natixis

A year and a half after his arrival at the helm of Natixis, Nicolas Namias takes stock of a pivotal year for our company, marked by the return of a commercial dynamic and new strategic ambitions, thus opening up good prospects for our business lines and support f or our cust omers.

Howdo you see the year 2021 and the role of financial players? It was an exceptional year in more ways than one. The health crisis has caused profound upheavals and financial players have played a key role in mitigating the effects of the crisis over the past two granting more than €130bn in EMP, and asset managers have helped to direct savings towards recovery plan projects. In addition, this year, the environmental, technological and societal transitions of our customers have accelerated and the years; for example, banks have supported more than 650,000 customers in France,

financial industry has a role to play in these major transitions that affect all sectors. In this context, all Natixis teams have demonstrated a remarkable commitment alongside our customers, whomwe have actively advised and supported in their many challenges. fintechs, and by continuously investing to adapt its offer to new customer uses. This year, we also continued to develop our expertise platform in Porto, thus optimizing the services provided to our various business lines, and thus to our customers. The performances recorded in 2021 are fully in line with the new strategic ambitions of our business lines, revealed as part of BPCE 2024, our group’s strategic plan.

Howhave Natixis' business lines changed? Our four business lines recorded very good results and confirmed the growth momentum started at the end of 2020. In our two international business lines, all indicators are green. In Asset &

posted excellent performances in all our markets, in all our geographies, while reducing their cost of risk. This momentum concerns all activities, both Global markets and Investment Banking, structured finance and mergers and acquisitions. In the retail business lines, the financial and commercial results of insurance continued to grow. The payments business line continued to expand, benefiting from the dynamism of its

Wealth Management, we strengthened our profitability and took full advantage of a more favorable environment. The growth in net inflows, margins and revenues is another testament to the strength and relevance of our model. For their part, the Corporate & Investment Banking business lines

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021