NATIXIS // 2021 Universal Registration Document

STRATEGY

A value-creating model for our customers in each of our business lines

Natixis' global business lines

NATIXIS INVESTMENT MANAGERS Pursue a selective and diversified development strategy for our clients’ benefit

Ambition

#DIVERSIFY BecomeanESGleader inEuropeanddevelopanofferingmatchingthediverseneedso f clients. #COMMIT Invest to strengthen the resilience and efficiency of our multi-affiliate model. #TRANSFORM Become the go-to bank for our clients in selected and diversified areas of expertise.

Objectives for 2024: V CAGR 2020-2024 NBI > 3% , with a very limited market effect and excluding external growth V Cumulative net inflows (2021-2024) ~€100bn

V >€600bn , i.e. 50%ofoutstandings, under sustainableor impactmanagement V -2 points' decrease in the cost/income ratio between 2020 and 2024

NATIXIS CORPORATE & INVESTMENT BANKING Become the go-to bank for our clients in selected and diversified areas of expertise

Ambition

#DIVERSIFY our client base, our expertise on our 8 core industries and geographic footprint. #COMMIT Be our clients’ go-to financial partner for their energy transition and align our portfoliowith a +2.5°C trajectory by 2024, and +1.5°C by 2050, by leveraging the Green Weighting Factor. #TRANSFORM Accelerate our investments to strengthen our resilience, competitiveness and a ttractiveness.

Objectives for 2024: V CAGR 2020-2024 GNP ~7% V Additional revenues in the eight core industries: + €500m in 2024 vs. 2020 V Alignment of the balance sheet on a trajectory of + 2.5°C by 2024 and +1.5°C by 2050

V Investments in technology: ~ €400m between 2021 and 2024 V More than ten points decrease in the cost/income ratio between 2020 and 2024

* 8 core industries: Energy (Oil & Gas, Power & Renewables), Metals & Mining, Real estate, Transportation, Telecom & Tech., Environment, Health & Insurance. .

NATIXIS WEALTH MANAGEMENT

Ambition

Provide a high value-added offer to our direct HNWI and BP & CE network customer.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021