NATIXIS - 2021 Meeting notice combined general shareholder's meeting

INSURANCE

PAYMENTS

Ambition

Ambition

Strengthening the position of leading insurer in France

Become a pure payments player in Europe

Achievements V Unique insurance platform serving customers of the Banque Populaire and Caisse d'Epargne networks: fully- fledged bancassurere V Redesigned and enhanced offers on life and non-life activities V Digital customer journeys of the highest standards for clients and advisors of the Banque Populaire and Caisse d'Epargne networks V Combined ratio at the best level

Achievements V Innovative solutions in growing segments (e-commerce) thanks to the Fintechs portfolio V Positioning on the “Banking As a Service” market with the Xpollens payment solution V Strengthening relations with the Banque Populaire and Caisse d'Epargne networks: from producer to partner-expert in payment solutions

STRATEGIC PLAN

Transforming to gain agility

Make culture a lever for employee engagement Natixis launched an unprecedented approach at the height of the economic and financial crisis. Objective: identify practices and behaviors that reflect its corporate culture. The participatory approach mobilized nearly 400 employees around forty workshops and discussion forums, as well as an upstream survey. Result: " Purple Way Natixis ' trademark, highlighted three key values: sustainable impact;

Simplified andmore agile operatingmethods, for example

V Deployment of the “Easy” program , giving employees more flexibility in their working methods (e.g. deployment of laptops for all and collaborative tools). V Implementation of a new leadership mode l and an approach to simplify organizations (reduction of hierarchical layers). V TEO program targets exceeded (~€340 million) and cost flexibility proven with the crisis

sentrepreneurial spirit; collective intelligence.

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NATIXIS MEETING NOTICE 2021