NATIXIS -2020 Universal Registration Document

BUSINESS MODEL Natixis: a diversified financial player aiming for a sustainable impact

Our added value for our stakeholderss

Opportunities

OUR CLIENTS V 2 nd largest European asset manager with more than €1,117 billion (excl. H20 AM) under management V €128 billion in outstandings to companies V Top ten issuers of green and sustainable bonds in euros OUR EMPLOYEES V Deployment of specific programs to support the transformation of jobs and skills (e.g. Step Up Academy) V Employee school development (around a hundred flash surveys) to strengthen ties and commitment OUR SHAREHOLDERS V The business lines (savings, insurance and payments) serving customers Banque Populaire and Caisse d'Epargne networks OUR SUPPLIERS V Over €1.3 billion in purchases that contribute to the economic development of our regions THE COMPANY V Multiple actions to support caregivers, research or the most disadvantaged to respond to the Covid health crisis V  Arranger of the largest social bond in the world with UNEDIC in May 2020 THE ENVIRONMENT V Leader in the financing of renewable energies with 6.5 GW renewable electricity capacity financed in 2020 V The only bank to develop a capital allocation tool linked to the climate impact: Green Weighting Factor V First bank to make measured and dated commitments for biodiversity protection with act4nature international

Expertise in green and sustainable finance

Cost control Diversification of the business portfolio

Team agility New services

9

www.natixis.com

NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020