NATIXIS -2020 Universal Registration Document

9 LEGAL AND GENERAL INFORMATION Glossary

Acronym/Term

Definition

BCBS

Basel Committee on Banking Supervision. Institution bringing together the governors of the central banks of the G20 countries in charge of strengthening the soundness of the global financial system as well as the effectiveness of prudential supervision and cooperation between banking regulators.

BCP

Business Continuity Plan

BFBP Bond

Banque Fédérale des Banques Populaires.

A portion of a loan issued in the form of an exchangeable security. For a given issue, a bond grants the same debt claims on the issuer for the same nominal value, the issuer being a company, a public sector entity or a government.

Book

Portfolio

Bookrunner

Main runner or lead manager in the issuance of new equity, debt or securities instruments

Borrowing base lending

A means of asset financing whereby the lender is routinely informed of the value of the borrower’s assets pledged as collateral.

Bps

Basis points

Broker

Broker

Brokerage

Brokerage

BRRD CAGR

Banking Recovery and Resolution Directive

Compound annual growth rate. Mean annual growth rate over a specified period.

Capital adequacy ratio

Ratio of total capital (Tier 1 and 2) to risk-weighted assets (RWA).

CCAN

Natixis Shareholders’ Consultative Committee ( Comité Consultatif des Actionnaires de Natixis ).

CCF CDO

Credit Conversion Factor

Collateralized debt obligations, i.e. debt securities backed by a pool of assets which can be either bank loans (mortgages) or corporate bonds. Interest and principal payments may be subject to subordination (i.e. through the creation of tranches).

CDPC

Credit Derivatives Products Company, i.e. a business specializing in the sale of coverage against credit default through credit derivatives.

CDS

Credit default swap, i.e. insurance against credit risk in the form of a bilateral financial contract whereby the protection buyer periodically pays a premium to the protection seller, who in turn promises to compensate for any losses on a reference asset (a bond issued by a government, financial institution or company) upon the occurrence of a credit event (bankruptcy, default, deferred payment or restructuring). The former French Credit Institutions and Investment Firms Committee ( Comité des Établissements de Crédit et des Entreprises d’Investissement ), which has since been incorporated into the Autorité de Contrôle Prudentiel et de Résolution (French Prudential Supervisory Authority).

CECEl

CEO

Chief Executive Officer

Chèque Emploi Service Universel (universal service employment voucher).

CESU CET1 CFCC CFH CFO CGM CGU

Common Equity Tier 1

Control Functions Coordination Committee

Cash flow hedge

Chief Financial Officer

Combined General Shareholders’ Meeting

Cash-generating units

CHSCT

Comité d’Hygiène, de Sécurité et des Conditions de Travail (Committee for Hygiene, Safety and Working Conditions)

CIB CIC

Corporate & Investment Bank

Cooperative investment certificates Chief Information Security Officer

CISO CLOs CMBS

Collateralized loan obligation, i.e. a credit derivative product backed by a homogeneous pool of corporate loans.

Commercial Mortgage-Backed Securities

CMS

Constant maturity swap, i.e. a swap that allows the buyer to exchange a short-term interest rate for a longer-term interest rate.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020