NATIXIS -2020 Universal Registration Document

GENERAL SHAREHOLDERS’ MEETINGS Combined General Shareholders’ Meeting of May 28, 2021

continuation of this activity. In order to guarantee the proper functioning of the entity, all of these resources are transferred to BPCE-IT. This operation entails the automatic transfer of employment contracts under the conditions provided for in Article L.1224-1 of the French Labor Code for employees reporting to the IPS division of Natixis S.A., as well as the recovery of certain contracts with service providers of the “IPS division”. This merger and all of these transactions would be effective as from January 1, This agreement was signed on December 18, 2020 and must be submitted for approval to the General Shareholders’Meeting of May 28, 2021. On the day of the transaction, the companies Natixis, BPCE-IT and ALBIANT-IThave a common executive officer, Nicole Etchegoïnberry. This agreement had no financial impact in 2020. 2021.

Outsourcing service contract between Natixis and BPCE-IT/ALBIAN-IT On December 17, 2020, the Board of Directors authorized the conclusion of the outsourcing service contract between Natixis on the one hand, and BPCE-IT/ALBIANT-IT on the other. The purpose of this agreement is to combine the Infrastructure, Production and Security activities of Natixis (IPS) and BPCE-IT in order to optimize and improve the quality of IT production services provided to Natixis. The consolidation of the IT infrastructure, security and application production activities of Natixis S.A.’s Retail Banking sector within BPCE-IT aims to transfer the management of IT infrastructure, security and applicative production activities for Retail Banking from the Infrastructure,Production& Security division, known as the IPS division to BPCE-IT. This department brings together a set of employees and resources dedicated to the 2.

Agreements already approved by the General Shareholders’ Meeting Agreements approved in previous years that were still being executed in the past fiscal year In accordancewith Article R.225-30 of the French Commercial Code, we were notified that the following agreements, already approved by the General Shareholders’ Meeting in previous years, were stiblleing executed in the past fiscal year.

These agreements had no financial impact in 2020.

New partnership agreements entered into by CNP Assurances, BPCE, Natixis S.A. and BPCE Vie At its meeting of December 19, 2019, the Board of Directors authorized the following new partnership agreements between CNP Assurances, BPCE, Natixis S.A. and BPCE Vie: Agreementmodifying the new partnershipagreementsentered a) into by CNP Assurances, BPCE, Natixis and BPCE Vie: this agreementmodifiestheMemorandumof Understandingreached in 2015 and several of the new partnerships enacted to implementit. As statedpreviously,this agreement,whichentered into force on January 1, 2020, provides for the extensionof the initial expiration date of the existing agreements (currently December31, 2022) to December31, 2030with the possibilityof renewingthese agreements upon each expirationfor successive three-year periods until 2052, and a change to the coinsurance breakdown for collective payment protection insurance, to be shared equally (50/50) between CNP Assurances and Groupe BPCE effective January 1, 2020; Amendment to the Tranche 1 new business reinsurance treaty, b) entered into by BPCE Vie and CNP Assurances in the presence of Natixis and pertaining to the quota share reinsurance of euro-denominated guarantees issued by BPCE Vie through BPCE Vie life insurance and accumulation contracts for retirement savings, distributed by entities within the Retirement Savings scope, except for the contracts identified in Article R.342-9 of the French Insurance Code (Code des assurances). These agreements were approved by the May 20, 2020 General Shareholders’ Meeting. Corporate officers concerned on the applicable date: Laurent Mignon, Chairmanof theManagementBoardof BPCEandChairmanof the Board of Directors of Natixis; Catherine Halberstadt, a member of the ManagementBoard of BPCE and permanentrepresentativeof BPCE at Natixis; Bernard Dupouy, a member of the SupervisoryBoard of BPCE and a member of the Board of Directors of Natixis; Thierry Cahn, a Vice-Chairmanof the SupervisoryBoard of BPCE and a memberof the Board of Directors of Natixis; and FrançoiseLemalle, a member of the SupervisoryBoard of BPCE and a memberof the Board of Directorsof Natixis. 1.

Negotiation Agreement relating to Natixis selling the Securities & Guarantees (CECG), Leasing (Natixis Lease), Factoring (Natixis Factor), Consumer Finance (Natixis Financement) and Securities Services (EuroTitres Department) businesses of its Specialized Financial Services division to BPCE At its September12, 2018 meeting, the Board of Directorsauthorized the signing of a NegotiationAgreement relating to the sale by Natixis of the Sureties & Guarantees, Leasing, Factoring, Consumer Finance, and Securities Services businesses of its Specialized Financial Services division to BPCE. The signing of the Negotiation Agreement, which indicates a total sale price of €2.7 billion, is in the interests of the Company, given the Project’s strategic benefit to Natixis. This is because the transaction will enable Natixis to accelerate the development of its asset-light model. Natixis would invest up to €2.5 billion over the duration of its New Dimension strategic plan, mainly in Asset Management, compared to the initial forecast of €1 billion. This agreement was approved by the May 28, 2019 General Shareholders’ Meeting. Corporate officers concerned on the applicable date: Laurent Mignon, Chairman of the Management Board of BPCE and Chairman of the Board of Directors of Natixis; Catherine Halberstadt, a member of the Management Board of BPCE and permanent representative of BPCE at Natixis; Bernard Dupouy, a member of the Supervisory Board of BPCE and a member of the Board of Directorsof Natixis; Thierry Cahn, a member of the Supervisory Board of BPCE and a member of the Board of Directors of Natixis; Françoise Lemalle, a member of the SupervisoryBoard of BPCE and a member of the Board of Directors of Natixis; Alain Condaminas, a member of the Supervisory Board of BPCE and a member of the Board of Directors of Natixis; and Stéphanie Paix, a member of the Supervisory Board of BPCE and a member of the Board of Directors of Natixis. 2.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020