NATIXIS -2020 Universal Registration Document

6 2020 NON-FINANCIAL PERFORMANCE REPORT Managing our direct environmental impact

2020 KEY EVENT Natixis renews its participation in the CUBE 2020 challenge

Following its 1st participationcrownedwith two medals in 2018-2019 in the CUBE 2020 energy saving competition, organized by the Institut Français de Performance Énergétique du Bâtiment, Natixis renewed its participationwith two new buildings, one in France and one in Portugal. The offices in Porto and Charenton-le-Pont(the largest Natixis office, + 40,000 m 2 ) recorded energy savings of 24% and 16% respectivelyat the end of October, in less than a year of competition.Porto ranked fourth in the International category at the end of October 2020.

Energy production Several actions make it possible to produce energy or recover heat in Natixis buildings: in one of the data centers operated by Natixis, the heat produced V by IT equipment is used to heat the water in the neighboring aquatic center in Marne-la-Vallée; in Paris, the heat from the IT equipment in the trading room is V recovered to heat the 47 quai building. This provides heating autonomy of eight months out of twelve, with the additional heat coming from the district heating network; in Charenton, the Liberté 2 building heats its domestic water by V installing solar carpets; in Kazakhstan, Natixis is participating in an on-site renewable V energy production project with the installation of solar panels on the roof of the building’s car park.

Energy supply

Since November 2015, Natixis’ buildings have run entirely on green electricity, i.e. from fully renewable sources of energy , pursuant to the terms of its energy supply contract with Engie. The supplier guarantees this origin via approved certificates (ENGIE Green Electricity certificate, “electricity from renewable sources”). Likewise, since 2018, the Natixis building in Boston – USA, has been suppliedwith renewableelectricity through the commitmentsof BXP, the building owner. Since 2020, Natixis in Germany has also sourced renewable electricity via a contract with Mainova. All international platforms are mobilized around the same objective. Apart from electricity, the main energies used are cooling and heating provided by urban networks.

Paper: less and better 6.6.4.2 The raw material used the most at Natixis is paper (reamse,nvelopes, desktop publishing, internal and externapl rintouts, etc.). Practically all paper used by Natixis (96%) in France is sustainable forest management-certified(FSC certification (1) ). Abroad, Natixis offices in Madrid, Milan and New York have been using recycled paper sinc2e018. Scope: Natixis France – letterhead paper and paper reams

Paper

2019

2018

2020

81

166

266

Total paper consumption (in metric tons) Consumption per workstation (in kg)

5.04

10.41

11.83

In France, paper consumption was halved between 2019 and 2020. This decrease is largely due to increased remote working by employees in 2020. The paper consumptionhere is exhaustivegiven that no printing can be done from the employees’ homes, for security reasons. The New York office also reduced its paper consumptionby 74.72% in two years following the implementation of the EASY program in 2018 (see paragraph “Digital sustainability”) and as a result of the COVID-19 pandemic.

This internal consumption (reams, letterheads) has been steadily decreasing for several years, following employee awareness-raising initiatives, the deployment of laptops and the rise of remote working. In addition, Natixis has introducedmulti-functionshared printers and reduced their number (see Chapter [6.6.2] “Digital sustainability”) . Natixis France also encourages its employees to limit their printing through an individual bonus linked to a collective objective of reducing paper consumption.

FSC: Forest Stewardship Council. (1)

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020