NATIXIS -2020 Universal Registration Document

6 2020 NON-FINANCIAL PERFORMANCE REPORT

Business line contributions to green and sustainable growth

Development of natural capital structured products 6.4.3.4

Natixis launched in 2020 the first 100% sustainable BP and CE campaign, “Sustainable Ambition”, combining a green bond and the Water & Ocean index developed in 2019: the Green Bond aims to finance green buildings and is earmarked V for loans from Groupe BPCE entities (development of new buildings or acquisition of existing buildings, renovation or improvement of energy efficiency);

the Euronext Water & Ocean Europe 40 Index is composed of V 40 European companies selected for their contribution to the preservation of water resources and the oceans (equipment and services contributing to the resolution of water-related problems, reduction of pressure on the environment water resources, management of water pollution risks).

Development of the circular economy 6.4.3.5

AEW chairs the Circolab non-profit created in February 2018 to promote the circular economy in the construction and real estate sector and in particular to encourage the reuse of materials via various initiatives: publication of reuse guidelines, promotion of best practices, development of shared tools, creation of an ecosystemof real estate sector players. Circolab currently has around seventy members (public and private sector contracting authorities, construction firms, building materials manufacturers, project managers, and associations). Several working groups have been created, including one to estimate the goodwill in buildings that are part of the circular economy, during their construction or renovation. Work has also been completed to share best practice for buildings in use and to factor reuse into Building InformationModeling (BIM). In 2020 a new think tank on the traceability of materials was launched. In addition, a partnership has been set up with the Geste D’Or association to include a circular economy profile in their annual Trophy, which celebrates exemplary achievements according to several criteria, notably heritage or technical.

To support a more responsible economy, Thematics AM has developed a strategy on the subscription economy, which aims to invest in companieswhose businessmodel is based on subscription. In a rapidly changing world, this fund invests in companies that are benefiting from changes in consumption habits caused by: the emergenceof digital technology,whichfavorsthe personalization V and contractualization of subscriptions/desubscriptions; the changing desires of new consumers, who favor the experience V rather than the ownership of a good; the contributionto a service approachby companies, based on the V functionality of their production and the sustainability of their approach. As such, the fund is invested in listed companies that provide products or services on a subscriptionbasis, thus promoting a more responsible economy. Launched in December 2019, the fund’s assets amounted to €148 million at the end of 2020. Natixis Assurances is also committed to limiting the consumptionof resources: when it comes to insurance of multimedia devices, Natixis Assurancesfavors repairs to replacementwhenever possible. In the event of a replacement, the policyholder is offered a refurbished device rather than a new refit. At the end of 2020, Natixis Assurances started a project on the use of re-used parts after a car accident, with the aim of developing a test in 2021 in conjunctionwith the networksof experts, garages and scrap recyclers.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020