NATIXIS -2020 Universal Registration Document

2020 NON-FINANCIAL PERFORMANCE REPORT Business line contributions to green and sustainable growth

Green growth: protecting and developing natural capital 6.4.3 Natixis’ biodiversity commitments 6.4.3.1

Natixis is aware of the major issue of the deterioration of natural capital and, as a bank, asset manager and insurer, is committed to taking concrete action to preserve it. The Earth is now facing an unprecedentedmass extinction of living species: more than 60% of wild animal populationshave disappeared in the last 40 years (1) . One million animal and plant species are threatenedwith extinctionout of the estimated eight million on the planet (2) . All Natixis financing, Asset Management and insurance business lines have been involved in a cross-functional discussion of biodiversity issues since 2018, resulting in eight commitments (3) projects targeted at 100% on its direct and indirect biodiversity impacts. These commitmentsare part of Natixis’ participation in the act4nature international initiative (4) , and their SMART nature (specific, measurable, additional, relevant, time-bound) was validated by a multi-stakeholder Committee made up of 16 partners including several environmental NGOs. Natixis was the first bank involved in the act4nature international initiative to communicate individual SMART commitments in June 2020: include biodiversity in Natixis’ next strategic plan to be 1. announced in 2021; support the environmental transition of its customers by 2. systematically integrating biodiversity issues into its sustainable finance offering by 2021. Natixis is committed to structuring at least five new operations incorporating specific biodiversity targets per year over the next two years; measure the impact on the biodiversity of its customers, its 3. financing, some of the assets managed for third parties and real estate investments; integrate biodiversity criteria into the ESG (environmental, 4. social and governance) analysis, shareholder dialog for the sectors for which biodiversity is the most important and in real estate investment decisions;

avoid, reduce and offset its impact on biodiversity, whether 5. direct or derived from its financing activities; increase the outstandings of its Asset Management dedicated 6. to natural capital and the protection of water resources to €2 billion by 2023 through investment funds managed by its affiliates Mirova and Thematics; train and raise awareness of Natixis employees on biodiversity 7. issues; actively contribute to the emergence of market standards by 8. 2022 to measure and report on the impact of companies in terms of biodiversity. This commitment incorporates the initiative launched by Mirova on May 28, 2020 alongside three other asset managers – AXA Investment Managers, BNP Paribas Asset Management, Sycomore Asset Management – which currently involves 30 investors representing more than €6 trillion of assets under management for biodiversity issues (5) . By making these commitments, Natixis includes biodiversity at the center of its ESR system, along with climate change. Aware that reducing its indirect impact is an important lever for contributing to the preservation of natural capital, Natixis places biodiversity at the heart of its discussionswith all its customersand stakeholders.This approach is part of a more global action to support its customers in their environmental transition. The impact and reporting measures are based in part on the Green Weighting Factor, an innovativemechanismfor allocating the capital of each financing according to its impact on the environment, which Natixis introduced in September 2019.

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Source: WWF. (1) Source: IPBES. (2) https://www.natixis.com/natixis/upload/docs/application/pdf/2020-06/act4nature_engagements_individuels_natixis_fr.pdf. (3) Natixis has been a signatory of the act4nature international initiative since 2018, led by the association Entreprises pour l’Environnement (EpE). In this context, it has (4) committed to the ten collective commitments of the initiative, and to communicate individual commitments. www.act4nature.com. https://www.mirova.com/en/news/European-investors-rally-around-biodiversity (french only) (5)

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020