NATIXIS -2020 Universal Registration Document

2020 NON-FINANCIAL PERFORMANCE REPORT Business line contributions to green and sustainable growth

This issue is now the largest social bond ever issued, for an amount of €5 billion on the basis of a historic order book for CADES, amounting to nearly €16 billion. The funds raised throughthe issuanceof social bonds by CADES will be allocated to the financing and/or refinancingof social security deficits, deficits caused by decreases in revenue (economic conditions, deferral or exemption of charges), and/or increases in expenses (materialization of social risks, greater use of benefits). How to respond to the coronavirus epidemic? Survey of responsible investors Natixis’ Green & SustainableHub conducteda survey in April 2020 of global investors to understand their expectationsregardingthe response to the coronavirus epidemic, particularlyin termsof financing.Twenty-four

internationalasset managersfrom ten countrieswith a total of more than €13 trillion in assets under management responded to the survey: for 96% of investors, the Social Bond framework is V appropriate for financing requests related to the COVID-19 crisis; transparency is required: 88% of investors require a V precise allocation of funds as a prerequisite for investment; 52% and 44% of them consider, respectively, medical V and epidemiological studies, and the costs of transformation of production lines (for the supply of preventionand care equipment) as the most relevant allocationsof funds for a bond issuedby a companyor financial institution.

Natixis co-chaired the working group on Sustainability-linkedBonds

objectives, characteristics of the obligation, reporting and

Principles (SLBP) under the responsibility of the ICMA, defining the verification. These bonds can be used by issuers that play an tools to support clients in a long-term transition. These principles important role in the transition but are not able to issue green bonds define five essential componentswhen issuing such bonds: selection or are reluctant to do so. They also make it possible to integrate the of key performance indicators, definition of sustainableperformance entire corporate strategy and align it with the SDGs.

2020 KEY EVENT Natixis supports Enel with an innovative Sustainability-linked bond format Natixis acted as Joint Bookrunner for the launch of a energy”. The obligation is linked to the performance Sustainability-LinkedBond for Enel. This issue, which is indicator “percentage of renewable energy capacity part of this innovative format, was over-subscribedsix installed”, the target being to reach 60% by times, with a total order book of £3 billion. The funds December 2022.If this target is not achieved, a 25 basis will be used to meet the SDG “Clean and affordable point increase in the coupon will be applied.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020