NATIXIS -2020 Universal Registration Document

1 PRESENTATION OF NATIXIS Natixis’ businesses

the further development of Global Markets’ international reach in V terms of client and market coverage, drawing on Corporate & Investment Banking’s presence in the EMEA, Americas and Asia-Pacific regions; a multi-underlying focus, illustrated by the Global Securities V Financing team, which operates simultaneously on the fixed income and equity markets. In order to provide a holistic response to its professional clients, the Natixis Global Markets Department merged its fixed income and equity derivatives sales and financial engineering teams. This business line is divided into four divisions: two Solutions divisions aiming to strengthen commercial relations V with customers: cross-asset solutions offering single, multi-asset access to distributors, family offices, mutual funds and pension funds; multi-asset solutions which address the needs of large institutional investors, asset managers and corporates; a single Financial Engineering division offering clients innovative V hedging, investment and financing solutions across all asset classes; a Multi-Asset Client Servicing & Execution (MACSE) division V coordinating flow products and digital offerings. On Capital Markets Natixis was able to adapt to the exceptional and unprecedented health crisis conditions by remaining close to its customers and partners by adapting its offering and know-how according to their new needs. The Company upheld its position with institutional investors and supranationals and strengthened its position with large corporations. In Fixed Income, the teams were heavily involved in helping industrial and institutional investors adapt their risk hedging and investment policies during the COVID-19 crisis. Institutional investors relied on sales teams to seize new opportunities, particularly in the credit market. In Fixed Income, the teams were heavily involved during the COVID-19 crisis to support Corporate clients to adjust hedges on the foreign exchange market as well as in the monitoring and management of cash flow. Institutional investors faced excess liquidity and relied on the sales teams to seize new investment opportunities, in the bond market but also through dedicated structured offers. In equity derivatives, Natixis continued to conduct campaigns for financial savings products committed to the energy transition for various banking (BPCE) and insurance distribution networks. The bank received two awards, one from The Banker magazine and the other from the Structured Retail Products magazine. (source: (1) InvestmentBank of the Year for Equity-linkedProducts, (2) Deal of the Year 2020) . In Europe, GSCS and Alternative Credit Syndications entered into an additional commitment of €500 million from Apollo Management International for the Dutch residential mortgage platform Merius Prime. Natixis also successfully placed a bespoke senior financing note in the amount of US$100 million linked to a US mid-market warehouse with a Nordic pension fund, thereby marking the first transaction of this type with the client in the context of our initiative to forge strategic O2D partnerships in the asset class. The transaction leverages our leading position in the CLO US mid-market, by leveraging many of the structural features of our CLOs, but also by adapting them to the needs of the pension fund. In the United States, Natixis New York Branch is now a sponsor of the Fixed Income Clearing Corporation (FICC) Sponsored Repo program for the financing of global securities.

Global Securities Financing A product of the merger of the Equity Finance (Equity Derivatives) and Securities Financing group (Fixed Income) teams, Global Securities Financing aims to promote dialog with clients in order to offer them multi-underlying and multi-product solutions. With 65 employeesin Paris, New York, Hong Kong and Tokyo, Global SecuritiesFinancing’sprimary areas of expertiseare secured funding and collateral management (repos, securities lending/borrowing, etc.), repo market-making and credit and sovereign securities lending/borrowing, and index (equity) market-making, and has a Solutions Department. The pooling of expertise facilitates the development of innovative hybrid solutions to serve customers’ funding or exposure needs. The team helps the bank adapt to changes in the market and regulatory constraints (relating to balance sheet, LCR, RWA, etc.), and provides an overview of the bank’s assets, mainly equities and fixed income (collateral) in order to manage them more efficiently and comprehensively. CVA/DVA desk Global Markets has a centralized XVA management desk (CVA/DVA/FVA). Its core responsibilities are to measure and manage XVA exposures and hedge the main risks generated by these exposures. Research Global Markets Research, now CIB Research, complementsNatixis’ sales strategy. It publishes analyses to guide clients in their investment decisions and contributes to creating financial solutions tailored to clients’ needs using models, such as valuation models, risk management models and quantitative asset allocation strategy models (equity derivatives, fixed income, credit, foreign exchange), all backed by technical analyses. Recognized for the macroeconomic expertise of its Chief Economists in its three international platforms, CIB Research also does extensive research in key sectors such as infrastructure, real estate, energy & natural resources, and insurance. In 2019, it launched a new website with an offering tailored to each client, inviting them to rate the publications and select personalized investment themes. A genuine center of expertise was developed in real estate, combining analyses of macroeconomicflows, valuation models and new publications to guide clients throughout their strategic projects. It also developed expertise in investment themes as varied as electric cars, gas and 5G. The growing use of big data and machine learning paved the way for the definitionand publicationof innovative indicators, for example on uncertainty, sentiment and risk. CIB research also contributes to Natixis’ energy transition goals through its joint venture with the Green & Sustainable Hub. Through this collaboration, it has produced extensive research on the theme of water and helped create the Green Weighting Factor. Quantitative Research contributes to the adaptation of our offering on the Capital Markets. It supports the bank’s financial innovation process and ensures that it remains competitive in today’s fast-changing markets. Its teams help develop pricing, risk management models and quantitative asset allocation strategies.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020