NATIXIS -2020 Universal Registration Document

PRESENTATION OF NATIXIS Natixis’ businesses

Corporate and investment banking 1.2.2 At December 31, 2020, Corporate & Investment Banking (CIB) comprised 3,681 employees (FTEs) in 27 countries around the world: 38.7% of which in France, and 61.3% internationally .

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Natixis alsocontinued to enhance its expertise in green finance. After deploying its Green Weighting Factor (GWF) in 2019, a tool not only for innovative oversight of capital allocation based on the environmental performance of its financing solutions, but also for helping clients achieve their own personal ecological transition, Natixis worked throughout the year 2020 on the active management of its own energy targets. The Green & Sustainable Hub (GSH) continued to drive Corporate & Investment Banking’s efforts to promote green and sustainable finance, securing a position as a valued partner for corporate clients, the public sector and investors in navigating the key issues of the ecological and social transitions. As part of its resolute specialist positioning, GSH’s center of expertise, which is based in particular on CIB Research is responsible for keeping an active watch over market and regulatory developments, and for focusing efforts in the areas of product or methodology investigation and innovation. In 2020, the team further expanded its in-depth knowledge of investors in these green and sustainable finance areas, through multiple interactions (and research) centered on their ESGstrategies. Lastly, the GSH was the driving force behind the strategic development of Corporate & Investment Banking’s green and sustainable activities: enhanced development of loans (green loans and sustainability-linked loans) and investment solutions, consolidation on the green bond market, and pioneering of several innovative financing or investment products. Lastly, Natixis’ green and social bond activities saw very strong growth since the beginning of the year, with a recovery in approvals for sustainable loans in the second half of 2020 – Green Loans and Sustainability-Linked Loans (or “SLL”). The GSH continued to innovate in terms of investment products for various banking distribution (Banque Populaire and Caisses d’Epargne) and insurance (Groupama in France) networks and for institutional clients by offering the Green and Social bond under structured products. (Capital Markets) Natixis offers a wide range of investment, financing and hedging products and solutions backed by proven research, to its corporate and institutional clients (private and public sectors) and clients of Groupe BPCE networks. The Global Markets business model is built on the following elements: the development of innovative solutions (as opposed to standard V flow products) in the main asset classes. This tailored approach enables Natixis to respond more pertinently to its clients’ needs and set itself apart from its competitors; in addition, access to a wide range of flow products via electronic V platforms cover all client requests on the markets; the development of an investment policy targeted to clients’ local V needs. The challenge for the bank is firstly to focus on products in which Global Markets enjoys a genuine competitive advantage, and secondly to achieve the necessary critical size in these activities to ensure the sustainability of franchises; Global Markets 1.2.2.1

Corporate & Investment Banking serves corporate clients, financial institutions, institutional investors, financial sponsors, public sector entities and the Groupe BPCE networks. It advises them and develops innovative tailor-made solutions to support their strategy by drawing on the full range of its expertise in investment banking and mergers & acquisitions on Capital Markets, and in financing and transaction banking. Its objective is to develop a strategic dialogue with each of its clients over the long term by building a close working relationship with them through a strong regional and international presence. Corporate & Investment Banking’s areas of expertise are: Capital Markets: a wide range of diversified, standardand bespoke V products and solutions on the fixed income, credit, forex, commodities and equities markets; Financing: origination, arrangement and syndication of Structured V Financing, as well as portfolio management for all vanilla and Structured Financing under an originate-to-distribute (O2D)model; Trade and Treasury Solutions: cash management, trade finance, V export finance and trade commodity solutions; Investment Banking: acquisition & strategic finance, financing on V the primary markets for bonds and equities, financial engineering applied to holdings, and financial structure and rating advisory services; Mergers & Acquisitions: preparation and execution of disposals V and mergers, fund-raising, restructuring and capitapl rotection. These areas of expertise are adapted locally across the three international platforms : Americas: Argentina, Brazil, Canada, Chile, Colombia, Mexico, Peru V and the United States; Asia-Pacific: Australia, China, Hong Kong, India, Indonesia, Japan, V Malaysia, Singapore, South Korea, Taiwan and Thailand; EMEA (Europe, the Middle East and Africa): France, Germany, Italy, V Russia, Saudi Arabia, Spain, the United Arab Emirates, and the United Kingdom. Corporate & Investment Banking has a cross-business team dedicated to Natixis’ client coverage. This team provides long-term support to clients at each stage of their development. It anticipates their needs and advises them by drawing on all of Natixise’xpertise. Organized by client type (banks and the international public sector, insurers, financial sponsors, asset managers and corporates), the Coverage function has a strong regional presence in France and is supported internationallyby all Natixis’ teams across 27 countries. This structure encourages responsiveness, close, personalized working relationships and in-depth strategic dialogue with clients over the long term. In 2020, Corporate & Investment Banking continued to implement the objectives of the New Dimension strategic plan (2018-2020), targets aimed at achieving the following goals: to be recognizedas a bank that offers innovative solutions and to become a benchmark bank in four strategic sectors (energy transition, aerospace, infrastructure, real estate and hospitality/tourism).

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020