NATIXIS -2020 Universal Registration Document

1 PRESENTATION OF NATIXIS Natixis’ businesses

Wealth management 1.2.1.2 NatixisWealthManagement,with its FrenchandLuxembourgfootprint, offers clients (business proprietors, senior executives/company Directors and owners of family wealth), wealth management and financial solutions to support them over the long term. Groupe BPCE's clients or those won directly benefit from a wide range of expertise covering all aspects of their projects, at all stages of their development: corporate advisory, origination, vanilla and complex financing, investment, wealth engineering and asset management. These offerings have been enhanced with diversification solutions in recent years, particularly in Private Equity and Life insurance, thanks to a dedicated business unit operating on an open-architecturebasis. The entire value proposition is tailored to the level of customization requested by clients and is distributed via two channels, BtC (business to consumer) and BtB (business to business). NatixisWealthManagement works with its subsidiariesto expand its range of products and services, which can be tailor-made: VEGA Investment Managers, its preferred partner for the production of solutions for liquid asset classes, and Massena Partners. VEGA Investment Managers’ core expertise in collective management, delegated management and fund selection on an open-architecture basis complements that of Massena Partners, advising private family-owned groups and family offices, mainly in PrivateEquity. In 2020, NatixisWealthManagementcontinuedto roll out its strategic ambitionsunder the NewDimensionplan, to repositionits direct client franchise in the “High Net Worth Individuals”segment, while growing its offering to serve the Group. Inaddition,the progressmade in terms of cross-functionality between entities and digital transformation enabled to facilitate and streamline interactions with clients and internally during the health crisis. This year also marked a turning point in the strengthening of ESG commitments,with the enhancementof the managementprocesses of VEGA Investment Managers, which also launched its second SRI fund “VEGA Transformation Responsible”, in collaboration with the Impak Finance start-up, a leader in impact rating. At the end of 2020, Natixis Wealth Management managed €30.7 billion in assets.

Natixis Interépargne 1.2.1.3 Natixis Interépargne, Groupe BPCE’s reference in employee savings and pension plans, supports companiesof all sizes in setting up and managing their employee savings and retirement savings plans, as well as their employee shareholding to make them a driver of performance. A pioneer in innovation for more than 50 years, its ability to adapt to a constantly changing environment and uses allows it to offer full access to a whole range of employee savings and supplementary pension solutions: company savings plans, company retirement savings plans in securities account format or in insurance format (in partnership with Arial CNP Assurances). It relies on the financial management offers of Natixis Investment Managers, a specialist in the active management of employee savings. In 2020, Natixis Interépargne consolidated its position as a leading player in employee savings and retirement savings plans with more than 75,000 corporate clients, nearly three million savers (1) and 26.5% market share in employee savings (2) . With a 31.2% SRI market share (3) , Natixis Interépargne hasconsolidated its position as a leader in employee savings through Socially Responsible Investment. Natixis Interépargne is delivering long-term performance thanks to the quality and consistency of its range and the constant work of management teams. In 2020 it was awarded first place in the Corbeilles de l’Épargne Salariale awards (4) in the Long-Term Salary Savings Basket category for the quality of the management by Natixis InvestmentManagers Internationaland Mirova of the “Avenir” and “Impact SRI” fund ranges. 2020 also marked the development of the retirement savings offer for companies with more than 6,000 collective company retirement savings plans subscribed.

Association Française de Gestion – December 31, 2020. (1) Association Française de Gestion – June 30, 2020. (2) Finansol & CIES. (3) Awarded each year by the monthly magazine Mieux Vivre Votre Argent this award is widely recognized in the industry and rewards the institutions whose funds have achieved (4) the best performance over time.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020