NATIXIS -2020 Universal Registration Document

4 OVERVIEW OF THE FISCAL YEAR Significant events for 2020

year-on-year performance. Natixis Investment Managers was ranked No. 2 in the World Equity category; in addition, at the Lipper Fund Awards 2020 Natixis and its V subsidiaries were recognized across several categories and countries (US, France, UK, Germany, Switzerland, Austria, Netherlands); environmental Finance/Impact Awards 2020: V Mirova received the award for best management team of the V year, Althelia Sustainable Ocean Fund received the first prize in the V impact project/investment of the year category, Althelia Biodiversity Fund Brazil received first prize in the V Multi-asset category; InvestmentNews/Excellencein Diversity & Inclusion 2020: Natixis V Investment Managers was named Champion of diversity; United Principle for Responsible Investing/PRI Leaders’ group V 2020: Mirova was honored as a signatory of the PRI Leaders group 2020, the first 36 PRI signatories at the forefront of this year’s theme: climate reporting; Pensions Age/Pensions Age Awards 2020: Mirova was named V best sustainability service provider of the year; Mirova is ranked in the top ten leading asset managers in the field V of socially responsible investment (#7) according to Hirschel & Kramer (H&K)/Responsible Investment Brand Index 2020; Natixis Investment Managers was ranked among the top ten (#7) V in PeregrineCommunications’Global 100 ranking on the marketing Natixis Investment Managers – Asset Management company, V winner in the Regional Leader US category (50-100 managers), Loomis, Sayles & Company – Asset Management company V awarded in the “Regional Leader US” category (25-50 managers). The strong financial results of Private Banking in 2020 (with an increase in net revenues of 19% compared to 2019), despite the context of the health crisis, are the result of momentumfueled by the commitment of all Natixis Wealth Management entities. 2020 was a year when the business continued to roll out its strategic plan as part of New Dimension and adapted to best meet the expectations of its clients: further dematerializationof the customer relationship, such as the V expansion of the electronic signature system; new methods and schedules for communication with BPCE’s V direct customers and networks; development of a strategic project to strengthen the offering and V quality of service of the life insurance brokerage business. These joint initiatives were supplemented by efforts to optimize resources: cost-cutting with no impact on sales, in particular in IT; V end of the collective termination program and further reduction in V headcount. effectiveness of Asset Management companies; Citywire Selector/Gender Diversity Awards 2020: V

Key events for Natixis’ 4.1.2 business lines The 2020 fiscal year began with the announcement of the sale of a 29.5% stake of Coface’s capital to specialized US insurer Arch Capital group in February. Completionof the transaction is subject to the usual conditions, in particular regulatory approval, which could take between six and twelve months. From the March 31, 2020 closing, Coface’s contribution was therefore deconsolidated from Natixis’ financial statements, creating a positive impact of 15 bps on the CET1 solvency ratio. In addition, Natixis continued to roll out its various busineslsines. In Asset & Wealth Management, Natixis IM first reached a milestone in its development in 2020 by signing an agreement to merge the fixed income and insurance-related management activities conducted by Natixis Investment Managers and La Banque Postale respective subsidiaries Ostrum Asset Management and La Banque postale Asset Management on June 28, 2020. After obtaining the required regulatory approvals, Natixis and La Banque Postalewere able to finalize on October 31,2020, the merger of the fixed income and Insurance-relatedmanagement activities of Ostrum Asset Management and La Banque Postale Asset Management. This merger marks the creation of a leader in Asset Management in Europe, with over €430 billion in assets under management and over €590 billion managed through its services platform at the end of September 2020. A total of €177 billion in assets under management and 96 employeeswere transferred from La Banque Postale to Ostrum. As part of this project, Ostrum US (a subsidiary of Ostrum in the United States and specializing in private debt management) was closed in the third quarter of 2020. In addition, certain Ostrum activities were transferred on October 1, 2020 to other Natixis Investment Managers subsidiaries: non-insurancethematic equity management activity (€1.1 billion in V assets under management) transferred to the Asset Management company Thematics; management of convertible shares and other non-insurance V shares (€7.2 billion in assets under management) transferred to DNCA; private debt and real assets management activity in France V (€2.9 billionin assets under management)transferredto Natixis IM International. In addition, Natixis announced on November 5, 2020 that it had entered into discussions with H2O for the progressive and orderly unwinding of their partnership. Such discussions include a progressive sale of Natixis IM’s stake in H2O AM, which resulted in the signing of a disposal agreement, and the orderly assumption by H2O AM of its distribution over a transition period until the end of 2021. Such evolution is subject to consideration and approval by relevant regulatory authorities. In 2020, Natixis IM earned the following major awards: Insurance Asset Risk: Mirova received the 2020 Responsible V Investor award; Barron’s: Natixis Investment Managersearned 11th positionon the V 2019 “Barron’s Best Fund Families” ranking in the US for its

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020