NATIXIS -2020 Universal Registration Document

1 PRESENTATION OF NATIXIS History and links with BPCE

History and links with BPCE 1.1

History

1.1.1

1818 The first Caisse d’Epargne is established in Paris to promote, collect and manage the general public’s savings. The passbook savings account is launched

1949 Banque Française du Commerce Extérieur (BFCE) is founded to finance international trade deals

1919 Crédit National is founded to help rebuild France after the destruction caused by World War I

1878 The first Banque Populaire bank is established. The Banque Populaire banks are founded by and for the entrepreneurs with the aim of pooling funds to finance their projects

1921 Caisse Centrale des Banques Populaires is founded

2009 Groupe BPCE, the N°.2 banking group in France, is formed from the merger of CNCE and the Banque Fédérale des Banques Populaires

1999 Natexis Banques Populaires is founded from the contribution of the operating activities of Caisse Centrale des Banques Populaires to Natexis S.A

2004 Caisse Nationale des Caisses d’Epargne buys CDC IXIS, established in 2001. Caisse d’Epargne Group thus becomes a full-service bank

1999 Caisse Nationale des Caisses d’Epargne (CNCE) is founded

2009 Natixis launches its 2009-2013 strategic plan New Deal; securing its position as the corporate and investment banking, savings, solutions and specialized financial services arm of Groupe BPCE

2006 Natixis is founded from the merger of IXIS and Natexis Banques Populaires

2019 BPCE Group and Natixis sign the Principles for Responsible Banking and commit to strategically aligning their activities with the United Nations’ Sustainable Development Goals and the Paris Agreement on climate change VV Natixisbecomes the first bank toactivelymanage the climate impact of its balance sheet by implementing the Green Weighting Factor VV BPCEGroupandBanquePostaleAssetManagement hold discussions to allowNatixis to become amajor European insurancemanager and euro fixed income manager

2017 VV Natixis creates the new Payments business line aimed at becoming a major player in the payments sector in Europe VV Natixis unveils its new brand territory and the new visual identity, reflecting its shared culture: the Purple Touch

2013 Natixis launches its 2014-2017 strategic plan New Frontier centered on the goal of becoming a bank for high value-added solutions, focused exclusively on its clients

2014 Natixis creates a unique insurance division, paving the way for Groupe BPCE to become a fully-fledged bancassurer

2018 VV Natixis launches its 2018-2020 strategic plan New Dimension, founded on three pillars: Deepen, Digitalize & Differentiate VV Groupe BPCE decides to transfer Natixis’ Special ized Financial Services business lines to BPCE S.A. in order to better meet clients’ needs across the Banques Populaires and Caisses d’Epargne networks

2020 VV During the health crisis, Natixis is stepping up support for its customers across all its business lines, with adapted products and services and ever more advice VV Natixis and La Banque Postale create a European leader in fixed-income and insurance-related asset management: Ostrum Asset Management, which provides an asset management offering and dedicated investment services VV Natixis announces its withdrawal from shale oil and gas and accelerates its exit from the coal industry

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020