NATIXIS -2020 Universal Registration Document

STRATEGY Strategic choices t o pr epar e for the fu ture

Supporting customers towards economic recovery

Proximity, responsiveness, innovation… Natixis teams worked hard throughout the year to support customers and help them prepare for the future.

Asset & Wealth Management

Insurance

Corporate & Investment Banking Increased commercial focus on the needs of clients in terms of financing, hedging and investment solutions. ~€2.5 billion in State Guaranteed Loans (EMP) at 31/12/2020. Increased interactions between clients and the economic research team, including sectoral focuses (Real Estate, Infrastructure, etc.) and sessions dedicated to “C-suites”.

Participation in the economic recovery plan via the “ Insurers - Caisse des Dépôts Relance Durable France” investment program to the tune of €60 million and other market initiatives. Contribution to the national solidarity fund for which the total contribution from French insurers amounts to €400 million . Implementation of extra-contractual measures for the benefit of policyholders in the pandemic context.

Payments

Launch of the Natixis Access Series platform to help clients better understand market issues (webinars, podcasts hosted by economists, financial market experts and portfolio managers). Labeling of the Mirova dynamic employment fund to direct savings towards economic recovery plan projects.

Innovative payment solutions/facilities provided by Fintechs (PayPlug with sauvetonresto.com, etc.). Facilitate retailers' click & collect experience thanks to online payment.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020