NATIXIS - 2018 Registration document and annual financial report

ADDITIONAL INFORMATION Glossary

Acronym/Term

Definition

Basel Committee on Banking Supervision, an organization bringing together the central bank governors of the G20 countries tasked with reinforcing the solidity of the global financial system and the effectiveness of prudential supervision and cooperation among bank regulators.

BCBS

Business Continuity Plan

BCP

Banque Fédérale des Banques Populaires.

BFBP Bond

A portion of a loan issued in the form of an exchangeable security. For a given issue, a bond grants the same debt claims on the issuer for the same nominal value, the issuer being a company, a public sector entity or a government. Main runner or lead manager in the issuance of new equity, debt or securities instruments A means of asset financing whereby the lender is routinely informed of the value of the borrower’s assets pledged as collateral.

Bookrunner

Borrowing base lending

Basis points

Bp

Banking Recovery and Resolution Directive

BRRD CAGR

Compound annual growth rate. Mean annual growth rate over a specified period

Ratio of total capital (Tier 1 and 2) to risk-weighted assets (RWA).

Capital adequacy ratio

Natixis Shareholders’ Consultative Committee (Comité Consultatif des Actionnaires de Natixis).

CCAN

Credit Conversion Factor

CCF CDO

Collateralized debt obligations, i.e. debt securities backed by a pool of assets which can be either bank loans (mortgages) or corporate bonds. Interest and principal payments may be subject to subordination (i.e. through the creation of tranches). Credit Derivatives Products Company, i.e. a business specializing in the sale of coverage against credit default through credit derivatives. Credit default swap, i.e. insurance against credit risk in the form of a bilateral financial contract whereby the protection buyer periodically pays a premium to the protection seller, who in turn promises to compensate for any losses on a reference asset (a bond issued by a government, financial institution or company) upon the occurrence of a credit event (bankruptcy, default, deferred payment or restructuring). The former French Credit Institutions and Investment Firms Committee (Comité des Établissements de Crédit et des Entreprises d’Investissement), which has since been incorporated into the Autorité de Contrôle Prudentiel et de Résolution (French Prudential Supervisory Authority).

CDPC

CDS

CECEl

Chief Executive Officer

CEO

Chèque Emploi Service Universel (universal service employment voucher).

CESU CET1 CFCC CFH CFO CGM

8

Common Equity Tier 1

Comité de coordination des fonctions de contrôles (Control Functions Coordination Committee)

Cash flow hedge

Chief Financial Officer

Combined General Shareholders’ Meeting

Comité d’Hygiène, de Sécurité et des Conditions de Travail (Committee for Hygiene, Safety and Working Conditions)

CHSCT

Corporate & Investment Banking Cooperative investment certificates Chief Information Security Officer

CIB CIC

CISO CLOs

Collateralized loan obligation, i.e. a credit derivative product backed by a homogeneous pool of corporate loans.

Commercial Mortgage-Backed Securities

CMBS

Constant maturity swap, i.e. a swap that allows the buyer to exchange a short-term interest rate for a longer-term interest rate.

CMS

Caisse Nationale des Caisses d’Epargne

CNCE CNlL

Commission Nationale de l’Informatique et des Libertés (an independent administrative authority protecting privacy and personal data) The Natixis Code of Conduct (Ethical Principles) reflects Natixis' DNA; it gathers in a single overarching document all Natixis rules and guidelines in four main fields: be client-centric, behave ethically individually and collectively, act responsibly towards society, protect Natixis and Groupe BPCE assets and reputation. The Code of Conduct applies to all Natixis employees, entities and affiliates over the world, across all business lines. It also applies to our suppliers and all our business partners in their dealings with Natixis.

Code of Conduct

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Natixis Registration Document 2018