NATIXIS - 2018 Registration document and annual financial report

6 NON-FINANCIAL PERFORMANCE REPORT Managing our direct environmental impact the use of taxis and the reimbursement of mileage expenses a are governed by rules on specific use (approval by manager, exceptional circumstances). Natixis also prefers that its employees use green taxis (hybrid vehicles) for business travel.

In 2018, business travels by air decreased slightly while train travel increased. In terms of urgent courier services in the Paris region, the Real Estate and Logistics Department offers access to bike courier service for distances of less than 3 km. In 2018, 42% of courier services were provided by bike couriers, representing a total distance of over 11,570 km traveled (compared to 4,000 km in 2017). Abroad, Natixis in Milan has also implemented a bicycle courier service.

Business travel data (in km)

2018

2017

2016

Train (total)

12,053,828 11,849,431 11,991,183 33,790,223 34,037,268 29,828,660 45,844,051 45,886,699 41,819,843

Total travel by air

Total travel

MANAGING OUR DIGITAL IMPACT 6.5.6

Given the high level of digitization throughout Natixis' business rate per employee, the total lifespan of equipment, the rate of lines, digital sustainability is a key challenge for Natixis. The digital internal and/or external re-usage, and printing volumes. footprint of Natixis’ IT system primarily reflects the equipment

2018 Key Event Participation in WeGreenIT study

Natixis took part in the WeGreenIT study for the first time in 2018, with a view to quantifying the environmental impact of its IT system. The study, which was organized by WWF France and the Club GreenIT, enabled the bank to take stock of the environmental impact of its information system and identify solutions to reduce it. With a “mature” company score of 60%, Natixis subsequently demonstrated its ability to implement the right practices needed to reduce the social and environmental impact of its IT system.

Abroad, Natixis branches in Dubai, Milan and Kazakhstan hold the energy star label for all their hardware. Automatic energy-saving standby systems are also being deployed in Dubai, Madrid, Milan and Moscow. In Kazakhstan, Natixis is maximizing the life of its fixed computers, which have been in operation since 2011.

Following on from this study, working groups were set up within the IT Department to address the following subjects, in conjunction with the ESR Department: energy, responsible purchasing, waste electrical and electronic equipment, and employee awareness. Controlled growth in stock of IT equipment Managing and containing growth in Natixis’ stock of IT equipment has been one of the key challenges facing the Infrastructures Department in recent years. This has meant focusing on reducing the number of devices in stock and using equipment to its full potential. The use of technology such as virtual servers, resource overallocation and data compression means that infrastructure growth can now be absorbed without significantly increasing the number of devices required. The number of application servers used by the bank has increased 2.5-fold since 2015, while the quantity of equipment in data centers has shrunk by 5%. Controlled energy consumption Natixis has been taking steps to keep its IT-related power consumption in check. Newly-deployed devices are more energy efficient (the new Easy workstations consume close to 50 % less energy than the former workstations) and shared printers become the standard. Pilot trials were conducted on the use of automatic standby mode for multifunction printers, computers and computer screens.

DEVELOPING GREEN SPACES 6.5.7

Consistent with the Objectif 100 Hectares charter signed in 2017, Natixis committed to: developing urban farming and landscaping projects for both a existing and future Natixis buildings in Paris; promoting eco-friendly green spaces in built-up areas, a contributing to biodiversity and water management in Paris, with a zero phyto and water-saving approach to upkeep; sharing its knowledge of the subject with other partners a companies, employees and project stakeholders. A new vegetable garden was created in 2018 (see 2018 Key Event) and, thanks to the inclusion of two new office buildings— Elements and Austerlitz 2— Natixis now has an additional 725m ² and 2,160m ² in green space, respectively. Finally, two more beehives were installed on the roof of Natixis buildings in addition to the two existing hives. The first harvests were distributed to employees and clients. Finally, conferences on the protection of biodiversity were organized to raise employee awareness.

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Natixis Registration Document 2018