NATIXIS - 2018 Registration document and annual financial report

6 NON-FINANCIAL PERFORMANCE REPORT Managing our direct environmental impact Carbon emission reduction plans Based on calculated carbon emissions, a carbon action plan has been implemented in three main areas: Buildings: optimized occupation of work space and reduction of energy consumption; Business travel: expanded use of public transportation and “soft” modes of transportation, green company cars, prioritized use of rail travel in the Natixis travel policy, development of videoconferencing and establishment of teleworking program to limit commuting; Waste reduction Natixis is taking action to reduce the waste it generates. Having lowered the quantity of paper it consumes, Natixis has begun efforts to reduce that of disposable cups, which are a major source of pollution. It started by taking stock of the type and quantity of disposable cups used. In France, Natixis consumes more than 3.5 million plastic cups every year. This stage will be the starting point from which to implement solutions for reducing consumable items in 2019. A project to reduce these wastes was initiated in 2018 and will be rolled out in 2019. Efforts to raise employee awareness (distribution of mugs, green conferences), encourage them to generate less waste by opting for reusable rather than disposable Some Natixis platforms have been leading the way in this area: Dubai, London, New York and the Natixis Interépargne sites in Caen and Charenton have stopped using disposal cups altogether. Waste sorting Natixis’ waste-sorting activities are conducted as follows: sorting and recycling of paper, plastic (bottles, cups) and metal a (cans) using collection points, which are gradually being installed in offices to replace individual sorting bins and are systematically installed in new buildings; sorting and recycling of plastic pens; a WASTE REDUCTION AND SORTING 6.5.4

IT: streamlining of office printers, with the widespread installation of multifunction printers. In addition to measuring its carbon footprint, Natixis’ subsidiary Ostrum Asset Management has taken active steps to offset 100% of its direct carbon emissions since 2016.

furniture recycling; a collection and special disposal of used ink cartridges, batteries a and fluorescent and neon tubes. Scope: Natixis France

Volume of sorted waste

2018

2017 2016

Paper, envelopes and cardboard (in metric tons)

578 717 734 0.56 1.45 3.34 1.00 3.05 6.77

Batteries (in metric tons) Cartridges (in metric tons)

The volume of paper and ink cartridge waste decreased substantially in 2018, in step with the decline in printouts. Natixis is also selling its IT equipment to companies specialized in reusing and recycling Waste Electrical and Electronic Equipment (WEEE). Abroad, Natixis offices in Frankfurt have implemented a system for the recovery and resale of WEEE. The profits of this activity are reinvested in environmental projects worldwide. Note also that since 2018 a new waste sorting and collection circuit for used aluminum coffee capsules has been introduced in the main buildings consuming such capsules, in conjunction with the bank's coffee supplier and the companies collecting those capsules: La Poste and Paprec. Abroad, Natixis offices in New York have aligned themselves with the approach by installing collection systems for this type of capsule.

2018 Key Event Awareness of waste sorting The bank’s new collection system for sorting and recycling paper, plastics and cans was presented to the employees assigned to support the initiative during its roll-out across our various buildings. During the European Week for Waste Reduction, these were shown around the sorting centers run by Paprec, the company in charge of collecting waste for Natixis, giving them greater insight into the sorting chain and recycling process for collected waste.

488

Natixis Registration Document 2018