NATIXIS - 2018 Registration document and annual financial report

NON-FINANCIAL PERFORMANCE REPORT Managing our direct environmental impact

Scope: Natixis France—letterhead paper and paper reams

Water consumption Scope: Natixis France

Paper

2018

2017 2016

Total paper consumption (in metric tons) Consumption per workstation (in kg)

266 350 520 13.70 18.18 27.55

Water 2017 2016 Total consumption of drinking water (in m 3 ) 77,642 72,649 74,217 Consumption per workstation (in m 3 ) 3.99 3.77 3.93 Consumption per m 2 of usable rented surface (in m 3 ) 0.25 0.25 0.25 The increase in water consumption in 2018 was due to the inclusion of two new buildings, the consumption of which was not identified separately in previous years. Consumption of raw materials The raw material used the most at Natixis is paper (reams, envelopes, desktop publishing, internal and external printouts, etc.). Practically all paper (98%) used by Natixis is sustainable forest management-certified (FSC certification (1) ). Abroad, Natixis offices in Madrid and New York have been using recycled paper since 2018. 2018

Natixis revised its method for collecting data on paper consumption in 2018 and it now gathers this information directly from its paper supplier. In 2018, the bank's consumption of paper continued to fall, declining 24% relative to 2017. Internal consumption (reams of paper, letterhead) has been falling steadily for several years, thanks to awareness-raising initiatives, the widespread use of shared multifunction printers, and the Company-wide roll-out of laptop computers, notably as part of the bank’s Easy program. In 2018, a further 9,000 employees were allocated Easy laptop computers, giving them the digital tools needed to facilitate agile working and reducing printing needs. Abroad, Natixis employees also reduce their paper consumption (-11% in Milan, -12% in New York and Frankfurt, -19% in Moscow, -30% in Dubai, -50% in Madrid). 2018 carbon emissions -excluding purchases- were up slightly compared to previous years. This result can be attributed to an increase in energy consumption (notably the cooling system) and IT assets. At the same time, however, a decrease in carbon emissions due to staff travel was recorded, with the integration of telecommuting. In addition to this measure of Natixis direct carbon footprint, Initiatives have been undertaken to address material sources of carbon emissions in the conduct of Natixis’ business, predominantly through the use of financial products offered to its clients: an assessment of the environmental impact of investment vehicles offered by Natixis was performed in certain business lines (see Chapter 6.3.2.5) .

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CARBON FOOTPRINT MANAGEMENT 6.5.3

Every year, Natixis measures the carbon footprint for Natixis France.

NATIXIS FRANCE CARBON FOOTPRINT ■

Carbon assessment (in metric tons of CO 2

2018

2017

2016

equivalent)

Energy

5,116

5,074

5,156

Staff travel Fixed assets Other items

13,278 17,668

13,676 13,254 17,156 16,424

5,068

5,092

6,031

TOTAL

41,129

40,999 40,866

Forest Stewardship Council. (1)

487

Natixis Registration Document 2018