NATIXIS - 2018 Registration document and annual financial report

NON-FINANCIAL PERFORMANCE REPORT Managing our direct environmental impact

Managing our direct environmental 6.5 impact

ENVIRONMENTAL MANAGEMENT 6.5.1 OF NATIXIS BUILDINGS

12 certified buildings (HQE (1) , BBC (2) , HPE (3) or BREEAM (4) certifications), covering a total surface area of 136,646 m 2 . Natixis’ data center operating service has ISO 1400 (5) 1 certification. After receiving ISO 14001 certification for the management of its buildings over several years, the Real Estate and Logistics Department (DIL) launched its DIL Progress label in 2017. This specifically covers the DILs commitments in terms of building works, property and data center management, and security, across all its business lines. The ESR aspect includes the key environment-related actions stipulated under the ISO 14001 standard: identifying the main sources of environmental impact; a respecting environmental requirements; a informing business lines of environmental actions taken. a The first DIL Progress audit was conducted by Bureau Veritas Certification in March 2018.

The Real Estate and Logistics Department has introduced a total cost approach to its projects and investments that allows it to factor in the environmental impact of its activities. It is especially involved in setting up and monitoring environmental certifications, optimizing energy consumption and ensuring building accessibility. Natixis and its subsidiaries in France (with the exception of Financial investments and affiliates— see scopes in Chapter 6.7 ) account for 304,834 m 2 in office space and 19,411 workstations, as well as two data centers operated for Groupe BPCE.

Set-up and monitoring of certifications

For the purpose of managing its buildings and offices, Natixis chose to occupy buildings whose design and operation guarantee optimal environmental performance. The bank owns

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2018 Key Event Participation in the CUBE 2020 challenge, to save building energy

Natixis took part in the CUBE2020 challenge for the first time in 2018. The contest, which is organized by the IFPEB*, is aimed at saving energy used in buildings. Natixis entered one of its Parisian properties, 47 Quai . The aim is to achieve an energy saving of at least 10%, by involving employees and teams from the IT, Facilities Management, Communications and ESR departments. Awareness-raising efforts were launched in conjunction with concrete energy-saving actions, both on the IT front (automatic stand-by mode) and in terms of the building (settings). * IFPEB: Institut Français pour la Performance du Bâtiment—French Institute for Building Efficiency.

Abroad, Natixis occupies environmentally-certified offices: building 1251 , its New York head office, which houses most of its employees, obtained the LEED gold-level environmental certification for its design and construction. It has also improved its Energy Star score from 69 to 76. In Madrid, following a major overhaul, Natixis’ building is in the process of receiving BREEAM certification. Natixis' teams in Hong Kong work in the ICC building, which received several certifications for its environmental performances (platinum-level BEAM (6) certification, bronze-level LEED (7) certification for interior design).

Building accessibility The Real Estate and Logistics Department implements Natixis’ disability policy and carries out various projects aimed at promoting the employment of disabled persons by adapting working conditions to their needs. In terms of building accessibility specifically, the department takes action to facilitate access to Natixis buildings for the disabled: installation of meeting and training rooms accessible to a persons with different disabilities (employees or visitors with reduced mobility or who are visually or hearing impaired); signage and reserved spots in parking lots and garages. a

HQE: French “high environmental quality” standard. (1) BBC: French “low-energy building” standard. (2) HPE: French “high energy efficiency” standard. (3) BREEAM: Building Research Establishment Environmental Assessment Method. (4)

French standard in accordance with ISO 14001: 2004. (5) BEAM: Building Environmental Assessment Method (6) LEED: Leader in Energy and Environmental Design (7)

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Natixis Registration Document 2018