NATIXIS - 2018 Registration document and annual financial report

6 NON-FINANCIAL PERFORMANCE REPORT Strategic outlines and organization of the ESR policy

Strategic outlines and organization 6.1 of the ESR policy

NATIXIS' BUSINESS MODEL 6.1.1

In accordance with the new French regulation on extra-financial reporting (Déclaration de performance extra-financière), the following outlines Natixis' business model and its main impacts on ESR issues.

78% of the EuroStoxx 50 are Natixis’ clients

More than 18,000 employees worldwide

More than 100 different nationalities

Ressources

71% owned by Groupe BPCE

€11.8 bn of equity

High long-term ratings Moodys : A1 Standard and Poor’s : A Fitch rating : A+

Financial

Beyond Banking : 67% of revenues from non-banking activities

Asset light : 70% of Real Assets distributed

International : Present in 38 countries

ADVANTAGES

Our model

NEW DIMENSION STRATEGIC PLAN (2018-2020)

Business growth 5% Net revenues AAGR 2017/2020

Strong management of the resources 11% CET1 after distribution

5 cross-functional levers Digital | Talents | Brand Way We Work | ESR

OUR ACTIVITIES

ASSET &WEALTH MANAGEMENT

CORPORATE AND INVESTEMENT BANKING

INSURANCE

SPECIALIZED FINANCIAL SERVICES Leader of employee savings in France with 2.8 millions of accounts

€808 bn assets under management at the end of 2018

€50.6 bn underwritten in 2018

€60.1 bn of assets under management in life insurance at the end of 2018

KEY INDICATORS

NBI BY ACTIVITY IN 2018 (IN €M)

3,419

3,169

790

1,472

Systematic green or ISR products offered when opening a new live insurance product

8% of hybrid and electric vehicules in the long term rental car fleet

€65 bn of assets integrating ESG criteria

68% of power generation projects are renewable energy

Clients

Society

Staff

0CVKZKU EGTVKƒGF as “Top Employer 2019 ” More than 20 hours of training per trained employee

97.6% of permanent jobs in the world

0Q OQTG ƒPCPEKPI of coal, tobacco, and extreme oil Leader in solidarity asset management in France

Mirova and Natixis Insurance portfolios announced alignment with 2°C scenario

IMPACTS

Corporate Tax rate 2018: 30 %

Pride of belonging to Natixis for 79% of employees

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Natixis Registration Document 2018