NATIXIS - 2018 Registration document and annual financial report

OVERVIEW OF THE FISCAL YEAR Post-closing events

Business Line

Divestment description

Year 2018 Wealth Management

Disposal of Sélection 1818, a major Wealth Management Advisor, as part of Natixis Wealth Management’s strategic repositioning. Signing of a partnership with the buyer, Nortia, for the distribution of funds on an open-architecture basis. Asset management Disposals of the fund disposals platform Axeltis to MFEX, together with the signing of a long-term partnership to distribute funds on an open-architecture basis. Year 2017 Asset management Disposal of a 25% stake in IDFC, bought by the Indian group IDFC who owned the remaining 75%. Corporate Center Disposal of the 15% stake in Cacais to Crédit Agricole S.A., making it the sole shareholder once the transaction is complete. This disposal is entirely consistent with the objectives of the New Dimension strategic plan for 2018-2020, particularly the objective of reducing the Corporate Center’s RWA.

4

Corporate Center

Disposal of Ellisphere, a financial data specialist in France and internationally to investment fund AnaCap. The transaction marks the end of Corporate Data Solutions’ business disposals.

Year 2016 Corporate Center

Disposal of Altus GTS Inc. and Graydon (as part of the disengagement of Corporate Data Solutions subsidiaries).

Post-closing events 4.4

Refer to Note 15, “Post-Closing Events”, in Chapter 5.1, Consolidated Financial Statements and Notes. Natixis' 2018 financial statements were approved by the Board of Directors on February 12, 2019. Since that date, there have been no material changes in the financial or trading position of Natixis.

Information concerning Natixis S.A. 4.5

NATIXIS S.A.’S PARENT COMPANY INCOME STATEMENT 4.5.1

2018

2017

2018/2017

2018/2017

2018/2017

Mainland France

Natixis S.A.

Mainland France

(%) Branches

(%)

(%)

Branches Natixis S.A.

(in millions of euros)

Net revenues

3,324

24 (1)

1,142 (709)

(13)

4,466

12

2,676

1,317 (619)

3,994

Operating expenses

(1,997)

15 (2,706)

3 (2,021)

(2,640)

Gross operating income Provision for credit losses

1,327 (167) 1,160

102

432 (61) 372

(38) (29) (39) (36) (39)

1,760 (228) 1,532

30 (8) 38

655

698 (86) 612

1,354 (248) 1,106

3

(162)

Operating income

135 (89)

494 320 813 308

Gains or losses on fixed assets

35

(2)

33

(90)

(3)

317

Pre-tax profit

1,195

47 21

370

1,565

10

610 (53)

1,423

Income tax

373

(104)

97

269

6

255

Funding/reversal of funding for general banking risks and regulated provisions

0

N/A

0

N/A

0

N/A

0

0

0

NET INCOME/(LOSS)

1,568

40

266

(52)

1,834

9

1,121

557

1,678

235

Natixis Registration Document 2018