NATIXIS - 2018 Registration document and annual financial report

Content 1 PRESENTATION OF NATIXIS

6 NON-FINANCIAL PERFORMANCE REPORT

11

451

Business line Presentation 1.1 History and links with BPCE 1.2

12 14 16 32

Strategic outlines and organization of the ESR 6.1 policy

Natixis’ businesses 1.3

452

Natixis and its shareholders 1.4

The Natixis Code of Conduct 6.2 and its implementation

2 CORPORATE GOVERNANCE

460

37

Business line contributions to green 6.3 and sustainable growth Managing environmental & social risks 6.4 Managing our direct environmental impact 6.5 Reporting frameworks and methodology 6.7 Report by one of the Statutory Auditor on the 6.8 consolidated Non-Financial Performance Report contained in the Management Report Employee mobilization 6.6

463 479 485 492 505

Natixis Governance at March 1, 2019 2.1 Additional information on the directors’ 2.2 positions Management and oversight of corporate 2.3 governance Policies and rules established for determining 2.4 compensation and benefits of any kind for corporate officers 3 RISK FACTORS, RISK MANAGEMENT AND PILLAR III 166 4 OVERVIEW OF THE FISCAL YEAR 219 Significant events of 2018 4.1 220 Management report at December 31, 2018 4.2 225 Main investments and divestments performed 4.3 over the period 234 Post-closing events 4.4 235 Information concerning Natixis S.A. 4.5 235 Outlook for Natixis 4.6 237 Definitions and alternative performance 4.7 indicators 238 5 FINANCIAL DATA 239 Consolidated financial statements and notes 5.1 241 Statutory Auditors’ report on the consolidated 5.2 financial statements 395 Parent company financial statements 5.3 and notes 403 Statutory Auditors’ report on the parent 5.4 company financial statements 442 Internal control procedures relating to 5.5 accounting and financial information 447 38 40 66 89 107 Risk factors 3.1 109 116 Risk management 3.2 Basel 3 Pillar III disclosures 3.3

508

7 LEGAL INFORMATION

511

Legal notices and practical information 7.1 relating to Natixis

512 512 518 523

Natixis bylaws 7.2

General information on Natixis’ capital 7.3 Distribution of share capital and voting rights 7.4 Information from Article L.225-37-5 7.5 of the French Commercial Code Draft resolutions of the Combined General 7.6 Shareholders’ Meeting of May 28, 2019 Statutory Auditors’ special report on 7.7

526

526

related-party agreements and commitments 555

8 ADDITIONAL INFORMATION

563

Statement by the person responsible 8.1 for the registration document Documents available to the public 8.2 565 Cross-reference table of registration document 8.3 566 Cross-reference table for the annual financial 8.4 report 568 Cross-reference table 8.5 for the management report 569 Glossary 8.6 570 564

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