NATIXIS - 2018 Registration document and annual financial report
RISK FACTORS, RISK MANAGEMENT AND PILLAR III Basel 3 Pillar III disclosures
CONCENTRATION OF EXPOSURES BY INDUSTRY OR COUNTERPARTY TYPES (CRB-D) R
Other (Exposures net of provisions < €4 bn)
Auto- motive*
Construc- tion*
Adminis- trations Oil & Gas
Real estate
Raw Materials
Transport-
Base industries Distribution
Consumer goods
Total
Finance Services
ation Electricity
(in millions of euros)
IRB Approach Central governments or central banks
1,665
32,660
55
34,381
Institutions
8,577
1
79
528
9,185
Corporates
23,501
3,126
73 16,333 12,746 12,975
8,367
7,907
5,578
4,433
4,413 31,022
130,475
3
o/w SME
105
398
10
134
589
9
462
106
265
468
61
2,281
4,887
o/w Specialized Lending
227
133
2,695
8,852
4,653
4,618
396
12
1,901
23,485
Retail
3
107
5
1
32
157
51
119
12
792
1,277
Secured by real estate property
7
1
9
1
4
14
2
28
67
o/w SME
7
1
9
1
4
14
2
28
67
Non-SME
Qualifying Revolving
185
185
Other Retail
3
100
4
1
23
155
47
104
10
579
1,026
o/w SME
3
100
4
1
23
155
47
104
10
569
1,016
Non-SME
10
10
Equity
4,629
43
2
3
56
2
6
3
3
16
12
494
5,269
Other assets
11
58
9
1
123
118
6
8
62
1
359
755
Sub-total IRB 31/12/2018 Sub-total IRB 31/12/2017
38,387
3,333 32,750 16,393 12,958 12,977
8,648
7,916
5,640
4,708
4,438 33,195
181,342
35,613
44,801 15,575 13,313 11,959
8,508
7,337
5,490
6,288
4,951 41,211
4,363
4,170 203,578
Standardized Approach Central governments or central banks Regional governments or local authorities
65
2,738
5
2,808
265
2
267
Public sector entities
33
7
546
195
13
69
2
61
927
Multilateral development banks
International Organizations
582
582
Institutions
33,039
6
4
33,049
Corporates
2,042
793
34
887
1,117
52
176
111
1,077
1,491
98
4,162
12,040
o/w SME
58
266
7
42
584
96
27
226
321
37
1,333
2,997
Retail
16
142
2
1
140
33
2
16
48
5 14,645
15,051
o/w SME
2
86
2
1
48
33
2
16
48
5
397
641
Secured by mortgages on immovable property
64
69
67
21
521
30
21
138
4
345
1,279
o/w SME
5
24
1
21
260
22
14
68
3
126
544
Defaulted exposures
320
15
4
2
85
11
29
49
11
249
776
Exposures to institutions and corporates with a short-term credit assessment
275
18
2
3
10
8
77
113
13
191
711
Collective investment undertakings Equity exposures Other items
3,069
38
20
1
126
9
3
21
1
4,854
8,143
Sub-total SA 31/12/2018 Sub-total SA 31/12/2017
38,923
1,087
4,258
1,110
2,006
52
339
122
1,223
1,862
133 24,517
75,632
43,899
5,941
339
1,695
195
8
137
448
47 25,687
65
93 78,555
TOTAL 31/12/2018
77,310
4,420 37,008 17,503 14,964 13,029
8,987
8,037
6,863
6,571
4,571 57,711
256,974
TOTAL 31/12/2017
79,512
50,742 15,913 15,008 11,959
8,704
7,345
5,627
6,736
4,998 66,898
4,428
4,263 282,133
* Non-disclosed economic sector as of 31/12/18 because of exposures under threshold of €4 billion.
189
Natixis Registration Document 2018
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