Groupe Renault - 2020 Universal Registration Document

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EARNINGS REPORT – 2020 GROUPE RENAULT

Geographical organization of Groupe Renault by Region – countries in each Region 1.3.1.1.2.3 AT DECEMBER 31, 2020 Europe Africa Middle-East India and Pacific Eurasia Americas China Austria Abu Dhabi Malaysia Armenia Argentina China Belgium + Lux. Algeria Mali Azerbaijan Bermuda Hong Kong Bosnia Angola Martinique Belarus Bolivia Croatia Australia Mauritania Bulgaria Brazil Cyprus Bahrain Mauritius Georgia Chile Czech Rep. Bangladesh Mayotte Kazakhstan Colombia Denmark Benin Morocco Kyrgyzstan Costa Rica Estonia Burkina Faso Mozambique Moldova Curacao Finland Cambodia Myanmar Mongolia Dominican Rep. France Metropolitan Cameroon Nepal Romania Ecuador Germany Cape Verde New Caledonia Russia Guatemala Greece Cuba New Zealand Tajikistan Mexico Hungary Djibouti Nigeria Turkey Netherlands Antilles Iceland Dubai Oman Ukraine Panama Ireland Egypt Palestine Uzbekistan Paraguay Italy French Guiana Qatar Peru Kosovo Gabon Democratic Rep. Congo Trinidad & Tobago Latvia Ghana Saint-Pierre & Miquelon Uruguay Lithuania Guadeloupe Saudi Arabia Macedonia Guinea Senegal Malta India Seychelles Montenegro Indonesia Singapore Netherlands Iraq South Africa + Namibia Norway Israel South Korea Poland Ivory Coast Sudan Portugal Japan Tahiti Serbia Jordan Tanzania Slovakia Kenya Togo Slovenia Kuwait Tunisia Spain Reunion Uganda Sweden Lebanon Vanuatu Switzerland Liberia Zambia United Kingdom Madagascar Zimbabwe Malawi

Sales financing 1.3.1.2 New financing and services 1.3.1.2.1

with 44.2% in 2019. The Group financed 1,520,330 contracts in 2020, down 15.5% compared to 2019, generating €17.8 billion in new financing. Used vehicle financing business posted a limited decline of 5.2% compared to 2019, with 349,243 contracts financed. In this context, average performing assets now stand at €46.9 billion, down 1.1% year-on-year. Of this amount, €37.5 billion is directly related to Customer business, up 1.1%.

In the context of the COVID-19 pandemic, the automotive market resisted in the second half of the year after falling in the first half. RCI Bank and Services recorded a financing penetration rate (1) up 3.1 points to 45.3%. Excluding Turkey, Russia and India (companies consolidated using the equity method), this rate is 47.5% compared

The penetration rate is calculated as the number of vehicles financed divided by the number of vehicles registered by the manufacturers. (1)

76 GROUPE RENAULT I UNIVERSAL REGISTRATION DOCUMENT 2020

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