Groupe Renault - 2020 Universal Registration Document

GROUPE RENAULT: A COMPANY THAT ACTS RESPONSIBLY

ANNUAL GENERAL MEETING OF RENAULT ON APRIL 23, 2021

FINANCIAL STATEMENTS

GROUPE RENAULT

CORPORATE GOVERNANCE

RENAULT AND ITS SHAREHOLDERS

ADDITIONAL INFORMATION

RENAULT SA ANNUAL FINANCIAL STATEMENTS

BREAKDOWN BY MATURITY

December 31, 2020

Total

< 1 year 1 to 2 years 2 to 3 years 3 to 4 years 4 to 5 years

> 5 years

(€ million)

Nominal value Accrued interest

6,679

809

218

895

757

1,750

2,250

39

39

TOTAL

6,718

848

218

895

757

1,750

2,250

December 31, 2019

Total

< 1 year 1 to 2 years 2 to 3 years 3 to 4 years 4 to 5 years

< 5 years

(€ million)

Nominal value Accrued interest

6,274

577

821

218

900

758

3,000

36

36

04

TOTAL

6,310

613

821

218

900

758

3,000

BREAKDOWN BY CURRENCY

December 31, 2020

December 31, 2019

Before hedging After hedging Before hedging

After hedging

(€ million)

Euro

5,988

6,264

4,986 1,324 6,310

5,621

Yen

730

454

689

TOTAL

6,718

6,718

6,310

BREAKDOWN BY INTEREST RATE TYPE

December 31, 2020 December 31, 2019 Before hedging After hedging Before hedging After hedging

(€ million)

Fixed rate

6,718

6,661

6,310

6,253

Floating rate

57

57

TOTAL

6,718

6,718

6,310

6,310

subscription on July 17, 2020 of a 3-year bond with total nominal P value of €50 million; drawdown on August 5, 2020 of a bond covered by a French State P Guarantee with value of €2 billion; drawdown September 22, 2020 of a bond covered by a French P State Guarantee with value of €1 billion; drawdown on December 23, 2020 of a bond covered by a French P State Guarantee with value of €1 billion.

Borrowings from credit institutions B. Borrowings from credit institutions stood at €4,403 million at December 31, 2020 (€442 million at December 31, 2019) and are mainly contracted on the market. The principal changes in bonds over 2020 were as follows: redemption on April 24, 2020 of a 6-year bond with a nominal P value of €95 million;

BREAKDOWN BY MATURITY

December 31, 2020

Total

<1 year

1 to 2 years

2 to 3 years

3 to 4 years

(€ million)

Nominal value Accrued interest

4,390

75 13 88

1,345

1,420

1,550

13

TOTAL

4,403

1,345

1,420

1,550

On June 2, 2020, Renault SA opened a line of credit for a maximum amount of €5 billion with a pool of five banks, with a State guarantee for 90% of the amount borrowed. The main features of this credit line were as follows: the maximum total amount is €5 billion, which could be drawn in P whole or in part, on one or more occasions, until December 31, 2020;

the initial maturity for each drawdown was 12 months, with the P option for Renault to extend the maturity by a further three years, with a repayment profile of one-third each year; the interest rate of each drawdown is indexed to the 12-month P Euribor for the first year, then the 6-month Euribor for any extensions; early repayment after extension is possible during the term of the P credit, for a nominal amount of at least €500 million.

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GROUPE RENAULT I UNIVERSAL REGISTRATION DOCUMENT 2020