Groupe Renault - 2019 Universal Registration Document

RENAULT: A RESPONSIBLE COMPANY

ANNUAL GENERAL MEETING OF RENAULT ON APRIL 24, 2020

GROUPE RENAULT

CORPORATE GOVERNANCE

FINANCIAL STATEMENTS

RENAULT AND ITS SHAREHOLDERS

ADDITIONAL INFORMATION

OVERVIEW OF RENAULT AND THE GROUP

NEW FINANCING CONTRACTS (excluding personal loans and credits cards) (€ million)

TOTAL NUMBER OF VEHICLE FINANCING CONTRACTS (thousands)

01

1,000 1,100 1,200 1,300 1,400 1,500 1,600 1,700 1,800 1,900

1,799

1,798

1,771

25,000

21,395

1,564

20,922

20,604

20,000

17,933

1,390

15,605

15,000

10,000

500 600 700 800 900

5,000

0

2019

2015

2016

2017

2018

2019

2015

2016

2017

2018

A pillar of the Group’s strategy, the Services business is intensifying, with volumes up 5.2% over the last twelve months. The number of services sold in 2019 represents 5.1 million insurance and service contracts, of which 68% were customer and vehicle use-related services. The Europe Region posted strong commercial results, with an increase in the Financing penetration rate to 45.4%, compared to 44.9% last year. In an uncertain economic environment (mainly in Argentina), the Financing penetration rate in the Americas region was 38.0%, up 3.0 points compared to 2018, driven by the strong performances of Brazil and Colombia, which had a penetration rate of 39.4% and 53.8% respectively. The Financing penetration rate in the Africa – Middle-East – India – Pacific Region continued to rise to 40.9%, an increase of 3.6 percentage points compared to 2018. In Korea, more than one in two new vehicles sold by Renault Samsung Motors were financed by RCI Bank and Services, which thereby achieved an excellent commercial performance with a Financing penetration rate of 59.5%, up 2.7 points. In Morocco, the subsidiary also saw its Financing penetration rate increase by 3.5 points compared to last year, reaching 36.8%. The Financing penetration rate in the Eurasia Region totaled 29.7%, benefiting in particular from the strong performance of Romania, which saw its Financing penetration rate leap by 7.5 points to 33.2%. This was similar to Russia, where the Financing penetration rate increased sharply by 5.5 points compared to 2018, reaching 32.2%.

NET ASSETS AT YEAR END (€ million)

51,044

50,000

46,930

43,833

45,000

38,259

40,000

35,000

31,784

30,000

25,000

20,000

15,000

10,000

2019

2015

2016

2017

2018

(1) Net assets at year-end: total net outstandings at year-end + operational leasing operations net of depreciation, amortization and provisions.

49 GROUPE RENAULT I UNIVERSAL REGISTRATION DOCUMENT 2019